Tag Archive for Ventura County Short Sale Specialist

Moorpark Short Sale Specialist Moorpark Short Sale Help, Show Me The (Loan Mod) Money!

Chris B Johnson, REALTOR®  Moorpark Short Sale HELP!! 

California May Pay You To Short Sale

Oxnard REO Coming To Market                                        What Is My Home Worth?

Citigroup Starts to Show Distressed Consumers the Money

money-twoCitigroup was credited with more than half a billion dollars in consumer relief toward fulfilling its obligation of $2.5 billion under the terms of a July 2014 settlement July 2014 settlement with the U.S. Department of Justice and five states for selling toxic residential mortgage-backed securities to investors before the financial crisis, according areport from an independent monitor.

Settlement monitor Thomas Perrelli, a former associate U.S. attorney general and now a partner with Washington, D.C.-based law firm Jenner & Block, credited Citi with $512,456,710 in consumer relief for the period covering April 1, 2015, through June 30, 2015. The amount provided during Q2 2015 raised the cumulative total of consumer relief credited to Citi to $689,132,468, still less than a third of the settlement’s requirement of $2.5 billion. The bank has until 2018 to pay the remaining $1.8 billion. The report was Perrelli’s fourth since the settlement was reached and the first since September 2015.

2-1 Citi graphAccording to the monitor, Citi was credited with $512.4 million in consumer relief during Q2 2015 in three different categories or menu items: First lien principal forgiveness ($3.95 million covering 70 transactions); rate reductions/refinancing ($78.5 million covering 2,002 transactions); and principal forgiveness where foreclosure is not pursued ($430 million covering 10,260 transactions). Citi requested credit for relief for 91 loans to affordable rental housing projects with a purported valuation in excess of $500 million; the monitor is currently working with Citi to validate the credit that the bank has submitted for the 91 loans.

Citigroup settled with the DOJ and five states (California, New York, Illinois, Massachusetts, and Delaware) for a total of $7 billion in July 2014 amid claims that the bank misled investors as to the quality of mortgage-backed securities it sold. The portion of the penalty that went to the DOJ was $4.5 billion, which was the largest civil penalty to date under the Financial Institutions Reform, Recovery and Enforcement Act (FIRREA). Citigroup agreed to pay $2.5 billion in consumer relief as part of the settlement.

Click here to see a complete copy of the settlement monitor’s January 2016 report. In the September 2015 report, the monitor credited the bank with $162.7 million in consumer relief for the period covering November 22, 2014, through March 31, 2015.

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Moorpark Short Sale Market Snapshot from #Chris B Johnson Realtor

Your Moorpark Neighborhood Specialists

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

Moorpark Short Sale Specialists 805-208-0823By Chris B Johnson Realtor

Moorpark Short Sale ,

Thousand Oaks Short Sale,

Simi Valley Short Sale,

Ventura County Short Sale,

View It
Courtesy of Chris B Johnson, 805-208-0823.Have questions? Call me to discuss what this market report means to you. 

Your report charts market activity– current up-to-the-minute – with homes in your area, including such data as sold homes, properties for sale, inventory counts and even days-on-market.

There are many ‘intangibles’ behind this data, such as whether homes were fixed up or not, special amenities and the like. I have the local market expertise to help you interpret this information fully.

Did you know?

Here are some current trends for Moorpark CA, 93021 as of December 02, 2014.

Days On Market Average Days on Market 84
Asking Price Selling Below Asking Price -3%
Want to know the average selling price and see the latest listings?
Open your full report now!
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Agent{7a12e21a-58d1-4480-b8ce-0e71c8a9482d}.PNG?00:23:00.695:
Chris B Johnson
Certified Short Sale Specialist
Berkshire Hathaway Home Services California Realty
Moorpark, CA
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Office: 805-208-0823
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CA BRE 01501699
Licenced with the California Department of Real Estate, Member NAR & CAR. http://www.linkedin.com/in/chrisbjohnson poweredByMS.png
CAR Real Estate Market Forecast 2015     PluseEconomic Forecast 

Chris B Johnson, REALTOR®.                      Your Moorpark Neighborhood Specialists

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

Thousand Oaks Home Market Trends    Thousand Oaks Condo-TownHome Market Trends

Simi Valley Home Market Trends            Simi Valley Condo-TownHome Market Trends

WestLake Home Market Trends               WestLake Condo-TownHome Market Trends

Camarillo Home Market Trends               Camarillo Condo-TownHome Market Trends

Oxnard Home Market Trends                    Oxnard Condo-TownHome Market Trends

icon-equal.png All information provided by the listing agent/broker, is presumed reliable but is not guaranteed, and should be independently verified. The information provided in this report is provided for personal use only and may not be copied or distributed.

About Chris B Johnson Realtor

Short Sale Specialist, Certified Home Retension Specialist, Behind on your Mortgage Payments?, Stop Foreclosure, Postpone the Auction, get Loan Modification Help and Short Sale Help! I am a Certified Pre-Foreclosure Specialist, Certified Home Affordable Foreclosure Alternative Specialist (HAFA) Certified Short Sale Negotiator, Certified Short Sale Specialist, National Association of Realtor Certified Short Sale Foreclosure Resource and Broker Price Opinion Resource (Expert in Home Valuations and Pricing), Chartered Financial Consultant and Certified Home Retension Specialist. Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give each family the time, attention and energy they deserve. I would also lose touch with my past clients and would not be available to help where needed. I take pride in working personally and individually with each of my clients. Once you are my client, you will work me from the beginning to the end of the transaction. When you call, you will get me directly, not my assistant or secretary. I have been a financial and real estate consultant for the past 30 years and have specialized in loan loss mitigation, short sale negotiation and REO marketing since 2005. I know how to negotiate contracts and navigate through the most difficult transactions. I am a member of, and Certified by the National Association of Realtors as a Short Sale and Foreclosure Resource, and Broker Price Opinion Resource. I am a Member of, and Certified by the California Association of Realtors as a Certified Home Affordable Foreclosure Alternative Specialist. I am a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Pre-Foreclosure Specialist and Certified Default Advocate. For more please go to my LinkedIn Profile. Thank You!! And I look forward to hearing from you! For more. please see my profile on LinkedIn and Google.

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Moorpark Short Sale Specialist, Moorpark Market Update & Homes For Sale

Moorpark Short Sale Realtor 805.208.0823By Chris B Johnson Realtor, Moorpark Short Sale Chris B Johnson, REALTOR®.        

Your Moorpark Neighborhood Specialists

Moorpark Home Market Trends       

Moorpark Condo-TownHome Market Trends

Thousand Oaks Home Market Trends

Thousand Oaks Condo-TownHome Market Trends

Simi Valley Home Market Trends   

Simi Valley Condo-TownHome Market Trends

WestLake Home Market Trends      

WestLake Condo-TownHome Market Trends

Camarillo Home Market Trends      Camarillo Condo-TownHome Market Trends

Oxnard Home Market Trends         Oxnard Condo-TownHome Market Trends

 

  • 4130 CRABAPPLE Court

    Moorpark, CA 93021

    $749,900

    • 3
    • 3
    • 2553
    • Active
    • 214035640
    Great single story in a very desirable gated community & neighborhood located at the end of cul-de-sac, w/beautiful view of the Ronald Reagan Library….
  • 12591 MISTY GROVE Street

    Moorpark, CA 93021

    $719,500

    • 4
    • 3
    • 2751
    • Active
    • 214035680
    Welcome to this beautiful, spacious, open, bright, and cozy home located in Mountain Meadows. Step inside the double door entry into the foyer & take…
  • 15544 KERNVALE Avenue

    Moorpark, CA 93021

    $690,000

    • 4
    • 4
    • 2086
    • Active
    • SR14247812
    This is a beautiful well maintained 2 story SOLAR powered property. It has 4 bedrooms and 31/2 bathrooms with a 2 car attached garage.The bathrooms an…
  • 778 SIR GEORGE Court

    Moorpark, CA 93021

    $610,000

    • 4
    • 3
    • 2429
    • Active
    • SR14248395
    Awesome Moorpark HUD Home! Located At The Top Of A Cul-De-Sac, This Is An Exceptional Opportunity To Purchase A Great Moorpark Home, Open Floor Plan, …
  • 13172 East MILLERTON Road

    Moorpark, CA 93021

    $532,000

    • 3
    • 2
    • 1439
    • Active
    • 214035586
    PERFECT LOCATION! Corner lot with incredible city light and mountain views in a quiet neighborhood with a park and play area conveniently across the …
  • 13172 East MILLERTON Road

    Moorpark, CA 93021

    $2,500/mo

    • 3
    • 2
    • 1439
    • Active
    • 214035587
    PERFECT LOCATION! Corner lot with incredible city light and mountain views in a quiet neighborhood with a park and play area conveniently across the s…

 

 

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Moorpark Homes For Sale-Sunday’s Listing Updates from Chris B. Johnson Realtor

Moorpark Short Sale Realtor 805.208.0823Chris B Johnson, REALTOR®.  Your Moorpark Neighborhood Specialists

By Chris B Johnson Realtor,  Moorpark Short Sale , Thousand Oaks Short Sale,

Simi Valley Short Sale, Moorpark Short Sale  Ventura County Short Sale,

Below you will find some listings that you may be interested in. If you like anything you see, don’t hesitate to email or call with your questions.

Chris B Johnson, REALTOR® CDPE, SFR, BPOR, CHS, PSC, CSSN, CDAT

Berkshire Hathaway Homes Services California Realty

CA BRE 10501699

Office phone: 805.208.0823

Email:      cjohnson@BHHSCalHomes.com

ChrisBJohnson@sellventuracountyhomes.com

Website:  http://www.ChrisBJohnsonRealtor.com

www.sellventuracountyhomes.com

http://ChrisBJohnson.housingtrendsenewsletter.com

http://www.linkedin.com/in/chrisbjohnson

http://www.VCNeighborhoodValues.com

Moorpark Market Trends
11874 SIENA Court
Moorpark, CA

3 beds/3 baths

1850 Sq. Ft.

$539,950

ID #214020924 – Listing courtesy of Berkshire Hathaway HomeServices California Properties

More Photos
12808 WILLIAMS RANCH Road
Moorpark, CA

4 beds/2 baths

1846 Sq. Ft.

$589,000

More Photos
There are more listings matching this search
This message was sent on behalf of Chris B. Johnson at Berkshire Hathaway Home Services California Realty. Some of the information in this email is copyrighted by the local Multiple Listing Service.

Many Ventura County Homes Appreciated by over 16% Last Year.  If you’re thinking of selling, yours may have now have enough equity to sell without being “Short”.

Pricing your home correctly the FIRST TIME is more important than ever!

If you want an accurate idea of what your home is worth Click Here:

You may now have enough EQUITY in your home to sell WITHOUT

having to be “short”. If you are thinking about a short saleI can help

you get an accurate value for your home and get back on your feet.

If you would like periodic updates on what is going on in

Your Neighborhoodor the Ventura County Real Estate Market, Click on the Links!

Thanks for reading this,

 

Chris B Johnson. 

 

Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices . 

Phone: 805-208-0823.

email cjohnson@BHHScalhomes.com.

Certified HAFA Specialist   Certified Distressed Property Expert   Certified Short Sale Negotiator  

You Need A Professional When Buying A Home

Finding The Right Solution                                               How To Do A Short Sale

How To Write A Hardship Letter                            Loan Modification Kit

Short Sale VS Foreclosure                                    Loan Mod-Active Status Review

Is It Too Late For A Short Sale?                 The Truth About Loan Modification Approvals

Thousand Oaks Real Estate Market Update       Simi Valley Real Estate Market Update

Moorpark Market Real Estate Update                               Westlake Village Real Estate Market Update

Camarillo Real Estate Market Update

Ventura County Mortgage Forgiveness              Ventura County Buyers vs Sellers

Are We Still UnderWater?                                      Which Way Is This Market Headed?

Simi Valley-Price To Sell??                                   Thousand Oaks Deficiency Judgment

Moorpark Short Sale-HyperLocal                          Thousand Oaks Short Sale-HyperLocal

Simi Valley Short Sale-HyperLocal                      Buy VS Rent    &    Buying Beats Renting

Single Point Of Contact = Success?                    Ventura County Short Sale Market Trends

Is Residential Real Estate Really a ‘Crapshoot’?          Why Do Over 2/3’s Of All Chapter 13 Bankruptcy’s Fail? 

The Return Of The Housing Market

Home Affordable Foreclosure Alternatives (HAFA)

Home Affordable Modification Program (HAMP)
Home Affordable Refinance Program (HARP)

Second Lien Modification Program (2MP)

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Moorpark Homes For Sale

Moorpark Short Sale Realtor 805.208.0823Chris B Johnson, REALTOR®.  Your Moorpark Neighborhood Specialists

Saturday’s Listing Updates:

Moorpark Short Sale , Thousand Oaks Short Sale,

Simi Valley Short Sale, Moorpark Short Sale  Ventura County Short Sale,

Moorpark Market Update

Below you will find some listings that you may be interested in. If you like anything you see, don’t hesitate to email or call with your questions.

Chris B Johnson, REALTOR® CDPE, SFR, BPOR, CHS, PSC, CSSN, CDAT

Berkshire Hathaway Homes Services California Realty

CA BRE 10501699

Office phone: 805.208.0823

Email:      cjohnson@BHHSCalHomes.com

ChrisBJohnson@sellventuracountyhomes.com

Website:  http://www.ChrisBJohnsonRealtor.com

www.sellventuracountyhomes.com

http://ChrisBJohnson.housingtrendsenewsletter.com

http://www.linkedin.com/in/chrisbjohnson

http://www.VCNeighborhoodValues.com

SEARCH 1: All Properties for sale in 93021 – No Minimum Price to No Maximum Price, Any Beds, Any Baths
11874 SIENA Court
Moorpark, CA

3 beds/3 baths

1850 Sq. Ft.

$539,950

More Photos
12808 WILLIAMS RANCH Road
Moorpark, CA

4 beds/2 baths

1846 Sq. Ft.

$589,000

More Photos
11431 GENTLEWOOD Drive
Moorpark, CA

4 beds/4 baths

2858 Sq. Ft.

$674,500

More Photos
11576 FLOWERWOOD Court
Moorpark, CA

5 beds/5 baths

3786 Sq. Ft.

$749,000

More Photos
There are more listings matching this search
This message was sent on behalf of Chris B. Johnson at Berkshire Hathaway Home Services California Realty. Some of the information in this email is copyrighted by the local Multiple Listing Service.
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Moorpark Short Sale-Homes for Sale

Moorpark Short Sale Specialist 805.208.0823Monday’s Listing Updates fromChris B. Johnson

By Chris B Johnson Realtor,  Moorpark Short Sale , Thousand Oaks Short Sale,

Simi Valley Short Sale, Moorpark Short Sale  Ventura County Short Sale,

Below you will find some listings that you may be interested in. If you like anything you see, don’t hesitate to email or call with your questions.Chris B Johnson, REALTOR® CDPE, SFR, BPOR, CHS, PSC, CSSN, CDAT

Berkshire Hathaway Homes Services California Realty

CA BRE 10501699

Office phone: 805.208.0823

Email:      cjohnson@BHHSCalHomes.com

ChrisBJohnson@sellventuracountyhomes.com

Website:  http://www.ChrisBJohnsonRealtor.com

www.sellventuracountyhomes.com

http://ChrisBJohnson.housingtrendsenewsletter.com

http://www.linkedin.com/in/chrisbjohnson

http://www.VCNeighborhoodValues.com

SEARCH 1: All Properties for sale in 93021 – No Minimum Price to No Maximum Price, Any Beds, Any Baths
6819 SIMMONS Way
Moorpark, CA
3 beds/3 baths

1432 Sq. Ft.

$439,900

ID #214028693 – Listing courtesy of Berkshire Hathaway Home Services California Realty

More Photos
13649 SILVER OAK Lane
Moorpark, CA
4 beds/3 baths

2996 Sq. Ft.

$599,999

ID #214034523 – Listing courtesy of Berkshire Hathaway HomeServices California Realty

More Photos
14049 SWIFT RUN COURT
Moorpark, CA
4 beds/3 baths

2607 Sq. Ft.

$738,990

ID #14805097

More Photos
13985 BLACK ROCK CIRCLE
Moorpark, CA
4 beds/3 baths

2607 Sq. Ft.

$755,990

ID #14804741

More Photos
There are more listings matching this search               What is Your Home Worth?
This message was sent on behalf of Chris B. Johnson at Berkshire Hathaway Home Services California Realty. Some of the information in this email is copyrighted by the local Multiple Listing Service.Looking for help? I can help you get your Single Point Of Contact, obtain a Loan Modification or Short Sale your property and get back on your feet.

 

Send me an e-mail at cjohnson@bhhscalhomes.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823.
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Moorpark loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this

 

CHRIS B JOHNSON
Berkshire Hathaway Home Services
Moorpark, CA
Your home is probably the biggest asset that you own. That is why you need to choose a partner, who is working for YOU to get the job done correctly, the first time. One who is concerned about Quality, not Quantity.
(805) 208-0823

14,164 Homes Sold Yesterday! Did Yours?

14,164 Homes Sold Yesterday! Did Yours? | Keeping Current Matters

There are some homeowners that have been waiting for months to get a price they hoped for when they originally listed their house for sale. The only thing they might want to consider is… If it hasn’t sold yet this fall, maybe it’s not priced properly.

After all 14,164 houses sold yesterday, 14,164 will sell today and 14,164 will sell tomorrow. 14,164!

That is the average number of homes that sell each and every day in this country according to the National Association of Realtors’ (NAR) latest Existing Home Sales Report. NAR reported that sales are at an annual rate of 5.17 million. Divide that number by 365 (days in a year) and we can see that, on average, over 14,100 homes sell every day. Sales are at the highest pace of 2014.

We realize that you want to get the fair market value for your home. However, if it hasn’t sold in today’s active real estate market, perhaps you should reconsider your current asking price.

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Moorpark Short Sale-Growth In 2015??

By Chris B Johnson Realtor,  Moorpark Short Sale , Thousand Oaks Short Sale,Rebound-Time2Sell

Simi Valley Short Sale, Moorpark Short Sale  Ventura County Short Sale,

Fannie Mae Expects Slow But Sure Housing Growth in 2015

Fannie Mae Economic & Strategic Research GroupWhere the U.S. housing market is concerned,Fannie Mae chief economist Doug Duncan said he is anticipating overall weaker home sales in 2014 than in 2013. But he expects that overall home sales in 2015 will post their best performance since 2007 despite seeing only moderate growth for the year.

The forecast on the state of the nation’s housing market and on the overall economy were included in the Fannie Mae Economic & Strategic Research Group‘s October 2014 Economic Outlook, published on Thursday.

“We lowered our expectation for housing starts just slightly to one million units for 2014, but our view of mortgage originations has not changed,” Duncan said. “Our estimate for 2013 was in line with the recent release of 2013 data under the Home Mortgage Disclosure Act, and our projection of total production in 2014 is little changed at approximately $1.1 trillion. For 2015, we are cautiously optimistic that ongoing labor market improvements, low mortgage rates, rising inventories, and some easing of lending standards will boost home sales by roughly 5.0 percent. However, we still believe housing will continue along its upward grind rather than have the breakout year some are expecting.”

Economic growth has been slow on a global scale this year, but that has not dimmed the outlook for the U.S. economy, according to the findings of Fannie Mae’s ESR Group. Real economic growth in the U.S. seems poised to exceed 3.0 percent for the second half of 2014, which is expected to provide a solid basis for continued growth into 2015.The slow global economic growth may prevent the Federal Reserve Board from making any interest rate policy changes until Q3 2014, it has not prevented a positive outlook for the economy in the U.S.

“Given the expected strengthening economic activity in the U.S. in the second half of the year, we continue to expect to finish just above 2 percent growth for all of 2014,” Duncan said. “The risks are tilted to the downside due to current geopolitical events in Russia, Ukraine, Hong Kong, and the Middle East, as well as the economic slowdown in the Eurozone, China, and Japan. However, recent data suggest these factors have not significantly swayed American consumers. Real consumer spending is poised to pick up in the second half of 2014 from the first half, due in large part to improving labor market conditions, continued declines in gasoline prices, and a subdued pace of inflation.”

Rates Haven’t Been This Low Since 2013

The 30-year fixed-rate mortgage took another dip this week, staying below the 4 percent threshold and keeping borrowing costs at the lowest rate in more than a year. It marks the fifth consecutive week that mortgage rates decreased.

Freddie Mac reports the following national averages with mortgage rates for the week ending Oct. 23:

  • 30-year fixed-rate mortgages: averaged 3.92 percent, with an average 0.5 point, reaching a new low for the year and dropping from last week’s 3.97 percent. Last year at this time, 30-year rates averaged 4.13 percent.
  • 15-year fixed-rate mortgages: averaged 3.08 percent, with an average 0.5 point, dropping from last week’s 3.18 percent average. A year ago, 15-year rates averaged 3.24 percent.
  • 5-year hybrid adjustable-rate mortgages: averaged 2.91 percent, with an average 0.5 point, dropping from last week’s 2.92 percent average. Last year at this time, 5-year ARMs averaged 3 percent.
  • 1-year ARMs: averaged 2.41 percent, with an average 0.4 point, rising from last week’s 2.38 percent average. A year ago, 1-year ARMs averaged 2.60 percent.

Source: Freddie Mac

If you would like periodic updates on what is going on in

Your Neighborhoodor the Ventura County Real Estate Market, Click on the Links!

 

Thanks for reading this,

 

Chris B Johnson.

Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices .

Phone: 805-208-0823.

email cjohnson@BHHScalhomes.com.

Certified HAFA Specialist   Certified Distressed Property Expert   Certified Short Sale Negotiator 

You Need A Professional When Buying A Home

Finding The Right Solution                                               How To Do A Short Sale

How To Write A Hardship Letter                            Loan Modification Kit

Short Sale VS Foreclosure                                    Loan Mod-Active Status Review

Is It Too Late For A Short Sale?                             The Truth About Loan Modification Approvals

Thousand Oaks Market Update                           Simi Valley Short Sale Trends

Moorpark Market Update                                        Moorpark Market Trends

Ventura County Mortgage Forgiveness              Ventura County Buyers vs Sellers

Are We Still UnderWater?                                      Which Way Is This Market Headed?

Simi Valley-Price To Sell??                                   Thousand Oaks Deficiency Judgment

Moorpark Short Sale-HyperLocal                          Thousand Oaks Short Sale-HyperLocal

Simi Valley Short Sale-HyperLocal                      Buy VS Rent    &    Buying Beats Renting

Single Point Of Contact = Success?                    Ventura County Short Sale Market Trends

Is Residential Real Estate Really a ‘Crapshoot’?          Why Do Over 2/3’s Of All Chapter 13 Bankruptcy’s Fail? 

The Return Of The Housing Market

Home Affordable Foreclosure Alternatives (HAFA)

Home Affordable Modification Program (HAMP)
Home Affordable Refinance Program (HARP)

Second Lien Modification Program (2MP)

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Don’t Wait! Move Up to the Home You Always Wanted-Buy A Moorpark Short Sale

By Chris B Johnson Realtor,  Moorpark Short Sale , Thousand Oaks Short SaleSimi Valley Short Sale, Moorpark Short Sale  Ventura County Short Sale,

Don't Wait! Move Up to the House You've Always Wanted | Keeping Current Matters

Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. Prices are still below those of a few years ago and interest rates are still below 5%.

However, sellers should realize that waiting to make the move while mortgage rates are increasing probably doesn’t make sense. As rates increase, the price of the house you can buy will decrease.

Here is a chart detailing this point:

Buyer's Purchasing Power | Keeping Current Matters

 

Many Ventura County Homes Appreciated by over 16% Last Year.  If you’re thinking of selling, yours may have now have enough equity to sell without being “Short”.

Pricing your home correctly the FIRST TIME is more important than ever!

If you want an accurate idea of what your home is worth Click Here:

You may now have enough EQUITY in your home to sell WITHOUT

having to be “short”. If you are thinking about a short saleI can help

you get an accurate value for your home and get back on your feet.

If you would like periodic updates on what is going on in

Your Neighborhoodor the Ventura County Real Estate Market, Click on the Links!

Thanks for reading this,

Chris B Johnson.

 

Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices .

Phone: 805-208-0823.

email cjohnson@BHHScalhomes.com.

Certified HAFA Specialist   Certified Distressed Property Expert   Certified Short Sale Negotiator  

You Need A Professional When Buying A Home

Finding The Right Solution                                               How To Do A Short Sale

How To Write A Hardship Letter                            Loan Modification Kit

Short Sale VS Foreclosure                                    Loan Mod-Active Status Review

Is It Too Late For A Short Sale?                             The Truth About Loan Modification Approvals

Thousand Oaks Market Update                            Simi Valley Short Sale Trends

Moorpark Market Update                                        Moorpark Market Trends

Ventura County Mortgage Forgiveness              Ventura County Buyers vs Sellers

Are We Still UnderWater?                                      Which Way Is This Market Headed?

Simi Valley-Price To Sell??                                   Thousand Oaks Deficiency Judgment

Moorpark Short Sale-HyperLocal                          Thousand Oaks Short Sale-HyperLocal

Simi Valley Short Sale-HyperLocal                      Buy VS Rent    &    Buying Beats Renting

Single Point Of Contact = Success?                    Ventura County Short Sale Market Trends

Is Residential Real Estate Really a ‘Crapshoot’?          Why Do Over 2/3’s Of All Chapter 13 Bankruptcy’s Fail? 

The Return Of The Housing Market

Home Affordable Foreclosure Alternatives (HAFA)

Home Affordable Modification Program (HAMP)
Home Affordable Refinance Program (HARP)

Second Lien Modification Program (2MP)

 

CHRIS B
JOHNSON

 

Berkshire Hathaway Home Services
Moorpark, CA
Your home is probably the biggest asset that you own. That is why you need to choose a partner, who is working for YOU to get the job done correctly, the first time. One who is concerned about Quality, not Quantity.
(805) 208-0823

Simplifying the Market

Making Real Estate Easy to Understand

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Moorpark Short Sale-Fannie Mae Relaxes Waiting Period for Distressed Borrowers

Moorpark Short Sale Realtor 805.208.0823By Chris B Johnson Realtor, Moorpark Short Sale ,Thousand Oaks Short Sale,

Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale,

Fannie Mae recently released a report revising the waiting periods for distressed borrowers with a derogatory credit event such as a foreclosure, bankruptcy, short sale, or deed-in-lieu of foreclosure on their credit history to obtain a new loan.

For borrowers with a short sale or deed-in-lieu of foreclosure on their record, Fannie Mae’s new mandated minimum waiting period to become eligible for a new loan is four years. The time is shortened to two years if there are extenuating circumstances. According to Fannie Mae, extenuating circumstances are defined as “nonrecurring events that are beyond the borrower’s control that result in a sudden, significant, and prolonged reduction in income or a catastrophic increase in financial obligations.”

If a borrower has a foreclosure on his or her credit record, the new minimum waiting period is seven years. If there are multiple bankruptcy filings on a borrower’s record, the waiting period for a new loan is five years if there has been more than one filing in the previous seven years. 

Moorpark Short Sale Realtor 805.208.0823

Looking for help? I can help you get your Single Point Of Contact, obtain a Loan Modification or Short Sale your property and get back on your feet.

 

Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.


When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823.


Discover how other sellers successfully completed a short sale and request a free consultation by
clicking here.


Thinking about a loan modification? Our Moorpark loan modification kit has the instructions you will need to get a loan modification approved with your bank.
Click here to request a copy.

Many Ventura County Homes Appreciated by over 16% Last Year.  If you’re thinking of selling, yours may have now have enough equity to sell without being “Short”.

Pricing your home correctly the FIRST TIME is more important than ever!

If you want an accurate idea of what your home is worth Click Here:                      Moorpark Short Sale Specialist 805.208.0823

You may now have enough EQUITY in your home to sell WITHOUT

having to be “short”. If you are thinking about a short saleI can help

you get an accurate value for your home and get back on your feet.

If you would like periodic updates on what is going on in

Your Neighborhoodor the Ventura County Real Estate Market, Click on the Links!

Thanks for reading this,

 

Chris B Johnson.

Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices .

Phone: 805-208-0823.

email cjohnson@BHHScalhomes.com.

Certified HAFA Specialist   Certified Distressed Property Expert   Certified Short Sale Negotiator  

You Need A Professional When Buying A Home

Finding The Right Solution                                               How To Do A Short Sale

How To Write A Hardship Letter                            Loan Modification Kit

Short Sale VS Foreclosure                                    Loan Mod-Active Status Review

Is It Too Late For A Short Sale?                             The Truth About Loan Modification Approvals

Thousand Oaks Market Update                            Simi Valley Short Sale Trends

Moorpark Market Update                                        Moorpark Market Trends

Ventura County Mortgage Forgiveness              Ventura County Buyers vs Sellers

Are We Still UnderWater?                                      Which Way Is This Market Headed?

Simi Valley-Price To Sell??                                   Thousand Oaks Deficiency Judgment

Moorpark Short Sale-HyperLocal                          Thousand Oaks Short Sale-HyperLocal

Simi Valley Short Sale-HyperLocal                      Buy VS Rent    &    Buying Beats Renting

Single Point Of Contact = Success?                    Ventura County Short Sale Market Trends

Is Residential Real Estate Really a ‘Crapshoot’?          Why Do Over 2/3’s Of All Chapter 13 Bankruptcy’s Fail? 

The Return Of The Housing Market

Home Affordable Foreclosure Alternatives (HAFA)

Home Affordable Modification Program (HAMP)Home Affordable Refinance Program (HARP)

Second Lien Modification Program (2MP)

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Moorpark Short Sales-What’s for sale in Moorpark??

Moorpark Short Sale Specialist 805.208.0823By Chris B Johnson Realtor,Moorpark Short Sale ,

Thousand Oaks Short Sale,

Simi Valley Short Sale, Moorpark Short Sale ,

Ventura County Short Sale,

Wednesday’s Listing Updates from Chris B. Johnson
Below you will find some listings that you may be interested in. If you like anything you see, don’t hesitate to email or call with your questions.

Chris B Johnson, REALTOR® CDPE, SFR, BPOR, CHS, PSC, CSSN, CDAT

Berkshire Hathaway Homes Services California Realty

CA BRE 10501699

Office phone: 805.208.0823

Email:      cjohnson@BHHSCalHomes.com

ChrisBJohnson@sellventuracountyhomes.com

Website:  http://www.ChrisBJohnsonRealtor.com

www.sellventuracountyhomes.com

http://ChrisBJohnson.housingtrendsenewsletter.com

http://www.linkedin.com/in/chrisbjohnson

http://www.VCNeighborhoodValues.com

 
13624 SILVER OAK Lane Moorpark, CA

4 beds/3 baths

2996 Sq. Ft.

$774,900

ID #214028190 – Chris B. Johnson at Berkshire Hathaway Home Services California Realty.

More Photos
13961 BLACK ROCK CIRCLE Moorpark, CA

4 beds/4 baths

2607 Sq. Ft.

$777,990

ID #14780841 – Chris B. Johnson at Berkshire Hathaway Home Services California Realty.

More Photos
Moorpark, CA

4 beds/3 baths

2060 Sq. Ft.

$824,900

ID #214031368 – Chris B. Johnson at Berkshire Hathaway Home Services California Realty.

More Photos
7816 GRIMES CANYON Road Moorpark, CA

5 beds/4 baths

2915 Sq. Ft.

$1,650,000

ID #214032382 – Chris B. Johnson at Berkshire Hathaway Home Services California Realty.

 

Featured picture for the property 214032291 View Photos

4632 PEPPER MILL Street

Moorpark, CA 93021

$698,500

  • 4
  • 3
  • 2533
  • Active
  • 214032291
First time on the market in over 30 years. This highly upgraded Buttercreek 4 + 2.5 property is located on a large corner lot and has updated texture …
  • 4050 WEEPING WILLOW Drive

    Moorpark, CA 93021

    $678,000

    • 4
    • 3
    • 2186
    • Active
    • 214032326
    Beautifully Landscaped Steeple Hill Home offering Privacy, an Entertainer’s Backyard and NO HOA’S!! Resort Style Pool, Built in BBQ, gas Fire pit, Vie…
  • 11291 TERRACERIDGE Road

    Moorpark, CA 93021

    $659,000

    • 4
    • 3
    • 2096
    • Active
    • 214032316
    Wonderful executive pool home on prime private view lot in Mountain Meadows. 3 BR plus Den/Office/Art Studio. Formal living room with fireplace and d…
     
  • 4049 WEEPING WILLOW Drive

    Moorpark, CA 93021

    $649,900

    • 4
    • 3
    • 2186
    • Active
    • 214032113
    Rare, spacious single story home with open floor plan and NO HOA DUES. Large eat-in kitchen, large adjacent family room, living room with fireplace, …
  • 337 SHASTA Avenue

    Moorpark, CA 93021

    $525,000

    • 5
    • 3
    • 2246
    • Active
    • 214032209
    Fabulous Moorpark House. A Very Large and Well Maintained Family Home With Added On Separate Quarters With Private Entrance With Kitchenette, Living R…
  • 4485 SUGAR MAPLE Court

    Moorpark, CA 93021

    $515,000

    • 3
    • 2
    • 1481
    • Active
    • 214032193
    Private Nature Lover’s Sanctuary, single story, cul-de-sac location. This is a wonderful First Time Homebuyers Home. This property boasts an open fl…

     CARETS
  • 6843 SPERRYVILLE Lane

    Moorpark, CA 93021

    $515,000

    • 3
    • 3
    • 1816
    • Active
    • 314031360
    Located on a quiet street in the exclusive Waverly place community is this two story 3 bedroom, 2 1/4 bath home. The floor plan flows seamlessly betw…

     CARETS
     
  • 13004 East MESA VERDE Drive

    Moorpark, CA 93021

    $505,000

    • 3
    • 2
    • 1439
    • Active
    • 214032101
    Desirable Parkview Estates home! Enter into a private gated courtyard to see this 3 bedroom, single-story, open floor plan with vaulted ceiling throu…

    Berkshire Hathaway HomeServices California Properties
    CARETS
    2014-09-14 1pm-4pm
  • 6851 SPERRYVILLE Lane

    Moorpark, CA 93021

    $465,000

    • 3
    • 3
    • 1432
    • Active
    • 214032423
    Located in the Waverly Place community of the Moorpark Highlands. This town home backs up to open space providing more privacy and sunlight. Back yard…
    Listing
More Photos

Looking for help? I can help you get your Single Point Of Contact, obtain a Loan Modification or Short Sale your property and get back on your feet.

 

Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.


When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823.


Discover how other sellers successfully completed a short sale and request a free consultation by
clicking here.


Thinking about a loan modification? Our Moorpark loan modification kit has the instructions you will need to get a loan modification approved with your bank.
Click here to request a copy.

This message was sent on behalf of Chris B. Johnson at Berkshire Hathaway Home Services California Realty. Some of the information in this email is copyrighted by the local Multiple Listing Service.

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