Tag Archive for Moorpark Short Sale Specialist

Mortgage Rate Update for Moorpark #TimeToBuy #ChrisBJohnsonRealtor

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Chris B. Johnson is a REALTOR® who Specializes in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Default Advocate and Certified Pre-Foreclosure Specialist. With a full time staff dedicated to short sale negotiations and transactions, we have been successful with (almost) every short sale to date.  LinkedIn Pro    UpNest    What’s Your Home Worth?

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The Cost of NOT Owning Your Moorpark Home #TimeToBuy

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Real Estate Agent with Allison James Elite CA. BRE 01501699

#TimeToSell #ChrisBJohnsonRealtor #SellersPayZEROCommission #ListYourHomeandPayNoCommission

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell ahome. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give each family the time, attention and energy they deserve….

The Cost of NOT Owning Your Home | MyKCM

Owning a home has great financial benefits, yet many continue to rent! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

Zillow recently reported that:

“In reality, buying or renting a home is an intensely personal decision, with emotional and even financial considerations that go beyond whether to invest in this one (admittedly large) asset. Looking strictly at housing market numbers, there is a concrete point at which buying a home makes more financial sense than renting it.”

What proof exists that owning is financially better than renting?

1. We recently highlighted the top 5 financial benefits of homeownership:

  • Homeownership is a form of forced savings.
  • Homeownership provides tax savings.
  • Homeownership allows you to lock in your monthly housing cost.
  • Buying a home is cheaper than renting.
  • No other investment lets you live inside of it.

2. Studies have shown that a homeowner’s net worth is 44x greater than that of a renter.

3. Just a few months ago, we explained that a family that purchased an average-priced home at the beginning of 2017 could build more than $48,000 in family wealth over the next five years.

4. Some argue that renting eliminates the cost of taxes and home repairs, but every potential renter must realize that all the expenses the landlord incurs are already baked into the rent payment– along with a profit margin!!

Bottom Line

Owning a home has always been, and will always be, better from a financial standpoint than renting.

 

 

About Me

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Chris B. Johnson is a REALTOR® who Specializes in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Default Advocate and Certified Pre-Foreclosure Specialist. With a full time staff dedicated to short sale negotiations and transactions, we have been successful with (almost) every short sale to date.  LinkedIn Pro    UpNest    What’s Your Home Worth?

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#Thankful #ChrisBJohnsonRealtor Thank You For Your Support! Have A Wonderful Thanksgiving

Thank You for Your Support! | MyKCM

Have a great holiday!

 

 

About Me

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Chris B. Johnson is a REALTOR® who Specializes in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Default Advocate and Certified Pre-Foreclosure Specialist. With a full time staff dedicated to short sale negotiations and transactions, we have been successful with (almost) every short sale to date.  LinkedIn Pro    UpNest    What’s Your Home Worth?

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#ChrisBJohnsonRealtor #TimeToBuy Your Friends Are Crazy Wrong If They’re Telling You Not to BUY NOW!

About Me

My photo

Chris B. Johnson is a REALTOR® who Specializes in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Default Advocate and Certified Pre-Foreclosure Specialist. With a full time staff dedicated to short sale negotiations and transactions, we have been successful with (almost) every short sale to date.  LinkedIn Pro    UpNest    What’s Your Home Worth?

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#TimeToSell #ChrisBJohnsonRealtor Moorpark Homeowners Feeling ‘Stuck in Place’? You Aren’t Alone… And There’s Hope!

Feeling ‘Stuck in Place’? You Aren’t Alone… And There’s Hope!

Feeling ‘Stuck in Place’? You Aren’t Alone… And There’s Hope! | MyKCM

Whether you are a renter who is searching for your dream home or a homeowner who feels like your only option is to renovate, you have at least one thing in common: feeling stuck in place.

According to data from the National Association of Realtors’ Profile of Home Buyers & Sellers, the average amount of time that a family stays in their home remained at 10 years in 2017. This mark ties the highest marks set in 2014 and 2016. Back in 1985, when data was first collected on this subject, homeowners stayed in their homes for an average of only 5 years.

There are many reasons why homeowners have decided to stay and not to sell. A recent Wall Street Journal article had this to say,

“Americans aren’t moving in part because inventory levels have fallen near multidecade lows and home prices have risen to records. Many homeowners are choosing to stay and renovate, in turn making it more difficult for renters to enter the market.” 

Sam Khater, Deputy Chief Economist for CoreLogic, equated the lack of inventory to “not having enough oil in your car and your gears slowly [coming] to a grind.”

Historically, a normal market (in which prices increase at the rate of inflation) requires a 6-7 month supply of inventory. There hasn’t been that much supply since August of 2012! Over the course of the last 12 months, inventory has hovered between a 3.5 to 4.4-month supply, meaning that prices have increased and buyers are still out in force!

Challenges in the new-home construction market have “helped create a bottleneck in the market in which owners of starter homes aren’t trading up to newly built homes, which tend to be pricier, in turn creating a squeeze for millennial renters looking to get into the market.”

“Economists said baby boomers also aren’t in a hurry to trade in the dream homes they moved into in middle age for condominiums or senior living communities because many are staying healthy longer or want to remain near their children.”

So, what can you do if you feel stuck & want to move on?

Don’t give up! If you are looking to move-up to an existing luxury home, there are deals to be had in the higher-priced markets. Demand is strong in the starter and trade-up home markets which means that your house will sell quickly. Let’s work together to build in contingencies that allow you more time to find your dream home; the right buyer will wait.

 

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#TimeToBuy #ChrisBJohnsonRealtor #MoorparkShortSaleSpecialist Number 1 Realtor in Moopark*, Top Five Realtor’s in Ventura County*, *AR Best Real Estate Agent, Luxury Home Specialist, Find Bank Owned REO Homes, Short Sale Specialist, Ventura County Homes for Sale, Your BEST CHOICE FOR A REALTOR IN VENTURA COUNTY CA, Moving-Up to a Ventura County Luxury Home? Now’s the #TimeToBuy!

Chris B Johnson Realtor, Ventura County Short Sale Specialist, Certified REO Bank Owned Realtor

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By 

Real Estate Agent – Allison James Elite – CA. BRE 01501699
Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. Call Me.

RECENT BLOG POSTS

 #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. If your house no longer fits your needs and you are 
10/18/2017
¡Comprar sigue siendo más barato que alquilar en 39 estados!  17 17UTC octubre 17UTC 2017  First Time Home Buyers, For Buyers, Interest Rates, Move-Up Buyers,   En el último informe de Trulia ‘Alquilar Vs. Comprar (Rent vs.Buy Report)’, Ellos explicaron que ser propietario de casa sigue siendo m
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#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. In the latest Rent vs. Buy Report from Tr
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¿Pensando en vender? ¡Debería hacerlo HOY!  16 16UTC octubre 16UTC 2017  For Sellers, Housing Market Updates, Move-Up Buyers   Ese título puede ser un poco agresivo; sin embargo, a medida que los datos del mercado de la vivienda de agosto 2017 comienzan a llegar, definitivamente podemos decir un
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#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. That headline might be a little aggressiv
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No… ¡Usted no necesita 20 % de pago inicial para comprar AHORA!  09 09UTC octubre 09UTC 2017  Down Payments, First Time Home Buyers, For Buyers, Move-Up Buyers   El Aspiring Home Buyers Profile de la Asociación nacional de Realtors (NAR por sus siglas en inglés)encontró que el público estadounid
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#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. The Aspiring Home Buyers Profile from the
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#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. Some Highlights: Buyer demand continues t
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#TimeToBuy #ChrisBJohnsonRealtorYour home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. I am NOT interested in Selling 100 or 200 h
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#TimeToBuy #ChrisBJohnsonRealtor Mortgage Delinquencies Jump 16 Percent in Affected Area

Mortgage Delinquencies Jump 16 Percent in Affected Area: #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your

Friday, October 6, 2017

The Ventura County Mortgage Process: What You Need to K

The Ventura County Mortgage Process: What You Need to Know#TimeToBuy #ChrisBJohnsonRealtor : #TimeToSell #ChrisBJohnsonRealtor: Many buyers are purchasing a home with a down payment as little as 3%.You may already qualify for a loan,

Thursday, October 5, 2017

The Truth About Ventura County Homeowner Equity #TimeTo

The Truth About Ventura County Homeowner Equity #TimeToSell #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtorA recent article from a reputable news source was titled: Here’s why some Ventura County homeowners still can’t sell.

Wednesday, October 4, 2017

1st Time Buyers VS Luxury, A Tale of Two Markets: A 6-M

1st Time Buyers VS Luxury, A Tale of Two Markets: #timeToSell #ChrisBJohnsonRealtor A 6-M: #TimeToSell #ChrisBJohnsonRealtorSix months ago, we reported that the mismatch between the type of inventory of homes for sale and the demand of buyers in

Tuesday, October 3, 2017

Things You Don’t Want to Hear from Your Ventura County

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Monday, October 2, 2017

Which Ventura County Homes Have Increased the Most in V

Which Ventura County Homes Have Increased the Most in Value: #TimeToSell #ChrisBJohnsonRealtorHome values have risen dramatically over the last twelve months. The latest Existing Home Sales Report from the National A

Thursday, September 28, 2017

Thinking of Selling your Ventura County Home? Competiti

Thinking of Selling your Ventura County Home? Competition Is Coming #TimeToSell #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your
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Chris B Johnson Realtor, Moorpark Short Sale Specialist, Certified REO Bank Owned Realtor

By 

Real Estate Agent – Allison James Elite – CA. BRE 01501699
Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. Call Me.

RECENT BLOG POSTS

  Algunos aspectos destacados: Muchos compradores están comprando casa con un pago inicial tan bajo como el 3 % Usted tal vez podría calificar ya para una hipoteca, aun si no tiene un crédito perfecto. Tome ventaja del conocimiento de su profesional local que está allí para ayudarlo a determinar
10/06/2017
#TimeToSell #ChrisBJohnsonRealtor Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how 
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Un cuento de dos mercados: Una actualización de 6 meses  04 04UTC octubre 04UTC 2017  First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Move-Up Buyers   Hace seis meses, nosotros informamos que el desajuste entre el tipo de inventario de casas para la venta, y la demanda d
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Usted no quiere escuchar esto de su agente vendedor  03 03UTC octubre 03UTC 2017  First Time Home Buyers, For Buyers, For Sellers   Usted ha decidido vender su casa, comienza entrevistando posibles agentes de bienes raíces para ayudarle a través del proceso; usted necesita a alguien en quien pue
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Chris B Johnson, REALTOR®Quality Not Quantity #ChrisBJohnsonRealtor (Allison James Elite)

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Is it Too Late to Short Sell My Home??
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Is a Moorpark Housing Correction Coming or Not? #TimeToSell

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            Click on the Light Bulb!!  #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. I 
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#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. 5 razones para vender este otoño  18 18UT
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Here are five reasons listing your home for sale this fall makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing, an
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14,904 casas se vendieron ayer… ¿se vendió la suya?  04 04UTC septiembre 04UTC 2017  For Sellers, Move-Up Buyers, Pricing   Hay algunos propietarios de casas que han estado esperando pacientemente para obtener el precio que ellos esperaban, cuando pusieron su casa para la venta originalmente. Al
09/17/2017
There are some homeowners who are patiently waiting to get the price they hoped for when they originally listed their houses for sale. Something these homeowners might want to take into consideration is the fact that if their homes haven’t sold yet, maybe they’re not priced properly. After all, 
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  Algunos aspectos destacados “La mayoría de los ‘millennials’ dijeron que ellos consideran el ser propietarios de una vivienda más sensato que alquilar tanto por razones financieras como de estilo de vida – incluyendo el control del espacio vital, flexibilidad en las decisiones futuras, privaci
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Some Highlights: “The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.” The top reason millennials ch
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Chris B Johnson, REALTOR®Quality Not Quantity #ChrisBJohnsonRealtor (Allison James Elite)

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Is it Too Late to Short Sell My Home??
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5 Reasons to Sell Your Ventura County Home This Fall #TimeToSell

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Real Estate Agent with Allison James Elite CA. BRE 01501699
5 Reasons to Sell This Fall | MyKCM

Here are five reasons listing your home for sale this fall makes sense.

1. Demand Is Strong

The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home.

Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now

Housing inventory is still under the 6-month supply that is needed for a normal housing market.

This means that, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market. This is good news for homeowners who have gained equity as their home values have increased. However, additional inventory could be coming to the market soon.

Historically, the average number of years a homeowner stayed in their home was six, but that number has jumped to an average of almost nine years since 2008. There is a pent-up desire for many homeowners to move, as they were unable to sell over the last few years because of a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move.

The choices buyers have will continue to increase. Don’t wait until this other inventory comes to market before you decide to sell.

3. The Process Will Be Quicker

Today’s competitive environment has forced buyers to do all they can to stand out from the crowd, including getting pre-approved for their mortgage financing. This makes the entire selling process much faster and much simpler as buyers know exactly what they can afford before home shopping. According to Ellie Mae’s latest Origination Insights Report, the time to close a loan has dropped to 43 days, after seeing a 12-month high of 48 days in January.

4. There Will Never Be a Better Time to Move Up

If your next move will be into a premium or luxury home, now is the time to move-up! The inventory of homes for sale at these higher price ranges has forced these markets into a buyer’s market. This means that if you are planning on selling a starter or trade-up home, your home will sell quickly AND you’ll be able to find a premium home to call your own!

Prices are projected to appreciate by 5.0% over the next year according to CoreLogic. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

5. It’s Time to Move on With Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.

That is what is truly important.

 

 

#TimeToSell #ChrisBJohnsonRealtor

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sellhome. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give each family the time, attention and energy they deserve. I would also lose touch with my past clients and would not be available to help where needed. I take pride in working personally and individually with each of my clients. Once you are my client, you will work me from the beginning to the end of the transaction. When you call, you will get me directly, not my assistant or secretary. I have been a financial and real estate consultant for the past 30 years and have specialized in loan loss mitigation, short sale negotiation and REO marketing since 2005. I know how to negotiate contracts and navigate through the most difficult transactions. I am a member of, and Certified by the National Association of Realtors as a Short Sale and Foreclosure Resource, and Broker Price Opinion Resource. I am a Member of, and Certified by the California Association of Realtors as a Certified Home Affordable Foreclosure Alternative Specialist. I am a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Pre-Foreclosure Specialist and Certified Default Advocate. For more please go to my LinkedIn Profile. Thank You!! And I look forward to hearing from you!

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