Tag Archive for Certified HAFA Specialist

Moorpark Home Values and Pricing Trends #ChrisBJohnsonRealtor

Chris B Johnson, REALTOR®     Featured Listing   Time To Buy #ChrisBJohnsonRealtor

Moorpark Market Insider-What Is Selling and Why!

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Moorpark Short Sale Specialist What Is For Sale In Moorpark

Featured picture for the property 215014830

4168 LAURELVIEW Drive
Moorpark, CA 93021
$859,900
5 beds/5 baths

Listing courtesy of Nate Harimoto CalBRE:00980556
Aviara Real Estate
 CARETS

Featured picture for the property 215014863

4031 NAPOLI Place
Moorpark, CA 93021
$469,000
2 beds/3 baths

Listing courtesy of Stacy Richardson CalBRE:01099499
Dilbeck Estates
 CARETS

Featured picture for the property 215014413

12300 WILLOW SPRING Drive
Moorpark, CA 93021
$649,900
4 beds/3 baths

Listing courtesy of Tina Marie Hare CalBRE:01062657
Troop Real Estate
 CARETS

Featured picture for the property 215014862

13207 PEACH HILL Road
Moorpark, CA 93021
$524,950
4 beds/2 baths

Listing courtesy of Breanne Steen CalBRE:01875070
Keller Williams Realty
 CARETS

Featured picture for the property 215010978

Foreclosure
6934 BLUE RIDGE Way
Moorpark, CA 93021
$739,900
4 beds/4 baths

Listing courtesy of Nicole Romanowski CalBRE:01086479
Troop Real Estate
 CARETS

Featured picture for the property 215007529

11566 SUMAC Lane
Santa Rosa , CA 93012
$1,299,000
4 beds/4 baths

Listing courtesy of Rosemary Allison CalBRE:00545184
Coldwell Banker Westlake Vlg
 CARETS

Featured picture for the property 215007653

13120 ANDALUSIA Drive
Santa Rosa , CA 93012
$1,849,000
4 beds/5 baths

Listing courtesy of Rosemary Allison CalBRE:00545184
Coldwell Banker Westlake Vlg
 CARETS

Featured picture for the property 215014121

4124 LEMONBERRY Place
Thousand Oaks, CA 91362
$799,900
4 beds/3 baths

Listing courtesy of Terry Holland CalBRE:00818836
Berkshire Hathaway HomeServices California Realty
 CARETS

Based on information from CARETS as of Oct 10, 2015 1:50:pm. The information being provided by CARETS is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CARETS, CLAW, CRISNet MLS, i-Tech MLS, PSRMLS and/or VCRDS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
Any property information referenced on this website comes from the Internet Data Exchange (IDX) program of CRISNet MLS and/or CARETS. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Your Neighborhood Real Estate Connection

How Is The Market?

My Resume on LinkedInG+Trulia & ActiveRain.

My goal is to help 24 to 28 families each year either buy or sell a home.

I am NOT interested in Selling 100 homes a year because I would lose touch with my clients.

I work personally and individually with each of my clients.

Once you are my client, you will work me and only me.

When you call, you will get me directly.

The Average Days on Market in Ventura County is about 103. My Listings average 66 Days on Market.

So far this year, my List to Sales price ratio is 114.5%

I work with Allison James Estates & Homes Elite and J.D.Power & Associates announced that Allison James Estates & Homes Elite ranked highest for customer satisfaction in Home Buyer, Home Seller and Move Up Seller Satisfaction Study. This marks the fifth time in six years that the Allison James Estates & Homes Elite ranked highest in customer satisfaction.

Allison James Estates & Homes Elite has the highest average sales price of any Real Estate Company in Ventura County.

I have been a financial and real estate consultant for the past 30 years and have specialized in loan loss mitigation, short sale negotiation and REO marketing since 2005.

I know how to negotiate contracts and navigate through the most difficult transactions.

I am a member of and Certified by the National Association of Realtors as a Short Sale and Foreclosure Resource, and Broker Price Opinion Resource.

I am a Member of and Certified by the California Association of Realtors as a Certified Home Affordable Foreclosure Alternative Specialist.

I am a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Pre-Foreclosure Specialist and Certified Default Advocate.

Offices:  Westlake Village/North Ranch, Thousand Oaks, Camarillo, Channel Islands/Oxnard, Ventura and my main office in Moorpark,  587 W Los Angeles Avenue, Moorpark, CA 93021

 Get a positive, helpful partner selling your home:

  • Trusted resource for answers about the process
  • Innovative marketing strategies
  • Expertise about neighborhood features
  • Ability to target home searches
  • Strong negotiation skills
  • Support through the closing and beyond

http://www.facebook.com/ChrisBJohnsonRealtor

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What Is For Sale In Moorpark #ChrisBJohnsonRealtor

Chris B Johnson, REALTOR®                         Your Moorpark Neighborhood Specialists

ChrisHasYourBuyer.Info                               Time To Buy #ChrisBJohnsonRealtor     

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

  • 3185 CANOPY Drive

    Camarillo, CA 93021

    $925,000

    • 5 
    • 5 
    • 4169 
    •  Active
    •  215012643
    Gorgeous home w/spectacular floor plan, includes family room w/fireplace, formal dining room, gourmet kitchen w/granite counter tops, huge center isla…
    Listing courtesy of Chris B Johnson, REALTOR®
  • 13608 SHENANDOAH Way

    Moorpark, CA 93021

    $834,900

    • 5 
    • 3 
    • 3114 
    •  Active
    •  215012281
    Welcome home and move right in to this highly desired Shenandoah, single story model, within the gated community of Moorpark Highlands.This home has a…
    Listing courtesy of Chris B Johnson, REALTOR®
  • 15546 MALLORY Court

    Moorpark, CA 93021

    $689,950

    • 4 
    • 3 
    • 2379 
    •  Active
    •  SR15183087
    This Beautiful Campus Hills Estates Home has been meticulously cared for by original owner & move in ready. The many upgrades start with custom painti…
    Listing courtesy of Chris B Johnson, REALTOR®
  • 13769 CHRISTIAN BARRETT Drive

    Moorpark, CA 93021

    $679,000

    • 4 
    • 3 
    • 2694 
    •  Active
    •  215012605
    Welcome home to this wonderful Steeple Hill floor plan perfect for everyone. This 4 bedroom, 3 bathroom home has almost 2700 square feet of interior …
    Listing courtesy of Chris B Johnson, REALTOR®
  • 4273 LAURELHURST Road

    Moorpark, CA 93021

    $669,000

    • 4 
    • 3 
    • 1927 
    •  Active
    •  215012659
    Great one story,in the Marlbobough Country Tract with added master bedroom and bath that has cathedral ceilings and separate entrance. New kitchen cab…
    Listing courtesy of Chris B Johnson, REALTOR®
  • 11607 East BUTTERCREEK Road

    Moorpark, CA 93021

    $639,900

    • 4 
    • 3 
    • 2643 
    •  Back Up Offer
    •  215012429
    Moorpark’s Finest !! This stunning 4 bed 3 bath butter creek home has it all! As you enter the home you are greeted by beautiful tile flooring, vaul…
    Listing courtesy of Chris B Johnson, REALTOR®
  • 3906 LUCIA Court

    Moorpark, CA 93021

    $510,000

    • 3 
    • 3 
    • 1560 
    •  Active
    •  215012607
    This Wonderful, Move-in Ready Home is located in the desirable Mira Bella Community of Moorpark. It has an open floor plan with Tile flooring througho…
    Listing courtesy of Chris B Johnson, REALTOR®
  • 6543 WESTWOOD Street

    Moorpark, CA 93021

    $479,000

    • 4 
    • 2 
    • 1431 
    •  Active
    •  215012765
    Campus Park West – This delightful 4 bedroom, 2 bath single story home is priced to sell! Located in a great neighborhood with over 1,400 sq. ft. of l…
    Listing courtesy of Chris B Johnson, REALTOR®
  • $475,000

    • 3 
    • 2 
    • 1274 
    •  Active
    •  215012481
    Cozy family home located in a great neighborhood in Moorpark. True Pride of Ownership! Close to schools, parks, skate park and shopping. Features incl…
    Listing courtesy of Chris B Johnson, REALTOR®
  • 6575 E WESTWOOD Street

    Moorpark, CA 93021

    $470,000

    • 4 
    • 2 
    • 1431 
    •  Active
    •  215012450
    Charming 4+2 home located in a great neighborhood with over 1,400 sq-ft of living space, beautiful views from the backyard, nice size kitchen, cozy li…
    Listing courtesy of Chris B Johnson, REALTOR®
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Moorpark Short Sale Specialist Home Values Update #ChrisBJohnsonRealtor

By Chris B Johnson Realtor,  Short Sale Options, Moorpark Short Sale

Market Insider

The data on this page is consolidated from multiple sources and includes current listings, recent sales, and more. Whether you’re a buyer or seller, the knowledge you gain will help put you in control of your real estate transactions.

Call or email anytime to discuss how this information can benefit you!

Price Trends – Sold vs. Listed

Understand the difference between “listing prices” (what sellers are asking for) and “sold prices” (what buyers are willing to pay).

By comparing these price trends, you’ll have a good idea of where the market is heading. The median listing and sold property prices are calculated based on the market activity each month.

Some sales are not immediately available from public records. As they become available, the data are updated.

Chart Temporarily Unavailable
Market Inventory Trends

The number of active listings in Moorpark (93021) increased by 29.6% from the previous month.

The median number of days active properties have been listed is 52. This is significantly shorter than the national average.

The number of sales in April dropped by 68.8% from the previous month.

Chart Temporarily Unavailable
Property Ownership

The percent of unoccupied properties is very low in Moorpark (93021) . It is -12.64% below the national average.

The percent of owner occupied properties in Moorpark (93021) is 12.37% above the national average.

Chart Temporarily Unavailable
Additional Statistics for Single Family Homes and Condos in Moorpark, CA
$631,630
Median Listing Price
52
Median Days on Market
327
Active Listings
4.0%
Distressed Listings
(foreclosures and short sales)

7204 LITTLER CT
MOORPARK, CA 93021

$1,799,000

2/10/2015
Single Family
 
0
0
5851
             
  7204 LITTLER CT MOORPARK, CA 93021 MOORPARK $1,799,000 0 0 5851
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Moorpark Short Sale Specialist Homes For Sale In Moorpark

Chris B Johnson, REALTOR®                         Your Moorpark Neighborhood Specialists

ChrisHasYourBuyer.Info                               Time To Buy #ChrisBJohnsonRealtor     

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

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What Is For Sale In Moorpark, CA??

Tuesday’s Listing Updates from Chris B. Johnson
Below you will find some listings that you may be interested in. If you like anything you see, don’t hesitate to email or call with your questions.Chris B Johnson, REALTOR® CDPE, SFR, BPOR, CHS, PSC, CSSN, CDAT

Berkshire Hathaway Homes Services California Realty

CA BRE 10501699

Office phone: 805.208.0823

Email:      cjohnson@BHHSCalHomes.com

ChrisBJohnson@sellventuracountyhomes.com

Website:  http://www.ChrisBJohnsonRealtor.com

www.sellventuracountyhomes.com

http://ChrisBJohnson.housingtrendsenewsletter.com

http://www.linkedin.com/in/chrisbjohnson

http://www.VCNeighborhoodValues.com

Your search found 13 homes.

Narrow results with Advanced Search

  • 3876 HUNTERS GROVE Court

    Moorpark, CA 93021

    $919,000

    • 5
    • 5
    • 3631
    • Active
    • 214034113
    Magnificent executive home located on a premium lot in a quiet cul-de-sac & w/designer upgrades throughout.Gourmet kitchen boasts quartz composite cou…
  • 12090 CHERRY GROVE Street

    Moorpark, CA 93021

    $750,000

    • 4
    • 3
    • 3026
    • Active
    • 214034141
    Beautifully updated 4 bedroom, 3 bathroom home with over 3,000 square feet, located on a private lot at the end of the cul-de-sac . Freshly painted w/…
  • 4524 VISTA DEL VALLE Drive

    Moorpark, CA 93021

    $719,999

    • 4
    • 3
    • 1974
    • Active
    • 214034081
    Private – Updated – RV access – No HOA – Pool & Spa – Located in the sought after Rejada Ranch neighborhood, this beautiful 4-bedroom 2.5-bath home b…
  • 13616 SILVER OAK Lane

    Moorpark, CA 93021

    $699,000

    • 4
    • 3
    • 2996
    • Active
    • SR14223307
    Cul-de-sac location with large front yard & resort style backyard. 4 bedrooms + Loft with first floor bedroom. Formal Living Room with cathedral ceil…
  • 11571 WILLOWOOD Court

    Moorpark, CA 93021

    $634,900

    • 4
    • 3
    • 2643
    • Active
    • 214034309
    Beautiful Home,Entry w/Tiled Flooring,Step Down Formal Living Room w/High Ceilings,Adjacent Formal Dining Room w/French Doors that Lead to Private Sid…
    Listing courtesy of Patty Cappuccino CalBRE:01190584
    Berkshire Hathaway Home Services California Realty
    CARETS
  • 11774 East BUTTERCREEK Road

    Moorpark, CA 93021

    $555,000

    • 4
    • 2
    • 2100
    • Active
    • 214034028
    Located in the heart of Moorpark is this spacious 4BD 2BA + Loft move-in ready home! The double door entry welcomes one into a lovingly maintained & u…
  • 14902 MARQUETTE Street

    Moorpark, CA 93021

    $479,000

    • 3
    • 2
    • 1509
    • Active
    • 214034015
    Located in the hills of Moorpark is this stunning view home that looks like something out of HGTV. The back yard features breathtaking views and magni…
    Listing courtesy of Pam McWaid CalBRE:01053279
    Berkshire HathawayHomeServices
    CARETS
  • 4042 REVELLO Place

    Moorpark, CA 93021

    $400,000

    • 2
    • 2
    • 1042
    • Active
    • 214034164
    WOW! You will be amazed how beautiful this home is. The seller spared no expense in remodeling this home. The work has just been completed and ready f…
  • 14988 REEDLEY Street # B

    Moorpark, CA 93021

    $339,900

    • 4
    • 3
    • 1455
    • Active
    • 214033857
    Nice Bright and Spacious Townhome in Close Proximity to Moorpark College. Park Like Common Areas | Remodeled Kitchen with Wood Cabinets and Self-Closi…
  • 15290 CAMPUS PARK Drive #E

    Moorpark, CA 93021

    $325,000

    • 2
    • 2
    • 975
    • Active
    • SR14225432
    Don’t miss this opportunity!!! Absolutely move-in ready!! Beautiful enclosed patio area with custom brick and planters. Crown molding, recessed lights…
« Previous12
The information being provided by CARETS is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CARETS, CLAW, CRISNet MLS, i-Tech MLS and/or VCRDS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Any property information referenced on this web site comes from the Internet Data Exchange (IDX) program of CARETS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Last updated Oct 21, 2014 5:03:pm.
6454 North AMHERST Street
Moorpark, CA
3 beds/2 baths

1241 Sq. Ft.

$439,000

More Photos
SHORT SALE
6607 PECAN Avenue
Moorpark, CA
3 beds/3 baths

1661 Sq. Ft.

$450,000

More Photos
11571 WILLOWOOD Court
Moorpark, CA
4 beds/3 baths

2643 Sq. Ft.

$634,900

ID #214034309 – Listing courtesy of Berkshire Hathaway Home Services California Realty

More Photos
13741 SHENANDOAH Way
Moorpark, CA
4 beds/4 baths

3886 Sq. Ft.

$849,900

More Photos
There are more listings matching this search
This message was sent on behalf of Chris B. Johnson at Berkshire Hathaway Home Services California Realty. Some of the information in this email is copyrighted by the local Multiple Listing Service.
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Moorpark Short Sale Update-Where is this Market Headed??

Moorpark Short Sale Realtor 805.208.0823By Chris B Johnson Realtor, Moorpark Short Sale ,

Thousand Oaks Short Sale,

Simi Valley Short Sale, Moorpark Short Sale ,

Ventura County Short Sale,

Your Market Data for:

Ventura County

September 2014
Your real estate information source.

Welcome to the latest issue of my newsletter!

As a real estate professional, I strive to keep in touch with my clients and provide them with information that I hope they will find useful. This newsletter is an opportunity to let you know about the state of the market and current trends. It may even touch on ways that you could enhance your home’s value. I hope the market data and articles will help you with understanding real estate today and help you with your real estate decisions. If you have any questions, please do not hesitate to contact me.

Chris B Johnson

Trends, Tips & Tricks

Ventura County Real Estate Sales Data

Average Listing Price (last 12 months)

AVERAGE LIST PRICE IN AUGUST

Single Family Homes $1,097,514 Condos/Townhomes $381,377 Multi-family Homes $1,237,241

Home Improvements and Which Ones to Do

Whether you plan to sell in the near future, or just want to improve the value of your home, here is one low cost improvement you should consider.
Light Up Your Life. Lighting can dramatically affect your mood, so brighten things up! Breezy window coverings allow you to control how much natural lighting you’d like to let in. A strategically placed table lamp or a dramatic chandelier can add character, while making your rooms appear larger and more open. Replace old bathroom or kitchen lights that give your home a dated feel.

Ventura County Real Estate Sales Data

Days on Market (last 12 months)

CURRENT AVERAGE DAYS ON MARKET IN AUGUST

Single Family Homes 188 Condos/Townhomes 170 Multi-family Homes 199

An Easy Furniture Fix – Without Calling an Expert

Revive your wicker

Wicker furniture can be a challenge to clean. But that’s no reason to pay a professional. Here are some insider tips:
1. Use a vacuum cleaner with a brush attachment to lift dust, dirt and lint from within the woven reeds.
2. Wipe wicker with a clean cloth moistened with paint thinner (first try a little thinner on an inconspicuous spot to make sure it does not harm the finish). For stubborn stains, lightly rub with a green pot scrubber moistened with paint thinner.
3. To bring up the sheen on wicker, apply furniture wax with a clean cloth.

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Step 7 To Fix Your Credit After A Moorpark Short Sale: The Waiting Period

boredMoorpark CA – The next step in the process of getting a cleaned up credit report, is the one that takes the least effort, but the most patience: WAITING.

You’ve done your part to get the ball rolling, and now the credit reporting companies have to do their part.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

What happens during this phase is that the credit reporting agencies have 30 days to investigate.

I use the term loosely here because the methodology that they use is not very investigatory. They take the claims and whittle the dispute down to a 2 digit code that gets checked against a reporting database called eOscar for verification.

They are afforded 30 days to do this step, unless the person disputing has gotten their credit report from annualcreditreport.com which allows them to take 45 days to check out your dispute (remember back in an earlier step where this was discussed – this isn’t the site to get your credit from!.)

While you wait, remember that whatever your credit score was before you began this process, you should be doing things now to improve it.

What I mean by this is that while waiting for the history part of your credit report to be cleaned up, you work on the future of the credit report. Take action now to build a better situation.

First, keep your report clean from this moment forward. Don’t tarnish it beginning now. Do not have a single late payment – pay your bills on time.

I know, it’s easier said than done, but it will be important in your future that you did this today. Don’t have any new collection accounts or charge offs.

Don’t, REALLY don’t, get new inquiries on your credit report – this means don’t open any new credit cards, store charge cards. No applying for everything that sounds like a good idea.

Don’t close any open credit cards. Pay off the credit card – yes, but close out the account – no. Keep this length of history long on your report.

And, just wait. The 30 days for the credit bureau investigation will fly by. Once their 30 days is up, they have 5 additional days to provide you with their findings.

If anything in their investigation was not verifiable, that item is required to be removed from your credit report. They will also send you an updated credit report.

So, watch for their letter to you in your mailbox after you complete the WAITING step. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Ventura County loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Chris B Johnson.

Chris B is a Real Estate Agent at Prudential Califonia Realty.

Phone: 805-208-0823. cjohnson@prucalhomes.com.

Certified HAFA Specialist, Certified Short Sale Specialist

View My homes for sale at www.ChrisBJohnsonRealtor.com.

Chris Johnson specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County short sales. Ventura County Short Sale Realtor Ventura County CA Short Sales. Ventura County Realtor.

Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Chris B Johnson, Prudential Califonia Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Chris B’s personal views and do not reflect the views of Prudential Califonia Realty.

This information on Step 7 To Fix Your Credit After A Ventura County Short Sale: The Waiting Period is provided as a courtesy to our viewers to help them make informed decisions.

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How To Contact Congress About Your Moorpark Short Sale Or Loan Mod Taking Too Long To Be Approved

Choose Moorpark’s Top Listing Realtor with Prudential California Realty. Chris is Moorpark’s Short Sale Certified Distressed Property Expert With a full time staff dedicated to Moorpark Short Sale Negotiations. THE BEST REALTOR SERVING MOORPARK CA http://bit.ly/14WW3B0

Chris B. Johnson Realtor is real estate professional who Specializing in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator and Certified Pre-Foreclosure Specialist.

Moorpark Short Sale HELP!! – A lot of people think that it is normal to wait 6-8 months for an answer on a short sale or loan modification.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Bank of America, Chase, and several other lenders need to improve their response times. But, they won’t do it without some prodding.

They have the resources available to make the changes. Bank of America, Wells Fargo, JP Morgan Chase, and Citigroup are all currently profitable.

We can get them to improve their process and response times on loan modifications and short sales. It will take a lot of pressure and lobbying. So, help us out here.

Here is the link to get all the fax numbers for congress. Frustrated about your loan mod? Aggravated with your short sale? Send everyone in congress a fax about it. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Ventura County loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Chris B Johnson.

Chris B is a Real Estate Agent at Prudential Califonia Realty.

Phone: 805-208-0823. cjohnson@prucalhomes.com.

Certified HAFA Specialist, Certified Short Sale Specialist

View My homes for sale at www.ChrisBJohnsonRealtor.com.

Chris Johnson specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County short sales. Ventura County Short Sale Realtor Ventura County CA Short Sales. Ventura County Realtor.

Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Chris B Johnson, Prudential Califonia Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Chris’s personal views and do not reflect the views of Prudential California Realty.

This information on How To Contact Congress About Your Ventura County Short Sale Or Loan Mod Taking Too Long To Be Approved is provided as a courtesy to our viewers to help them make informed decisions.

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Are You Working On A Moorpark Loan Modification? Here Is A Mistake You Need To AVOID!

Your Ventura County Certified Short Sale Specialist. Loan Modification Denied? HARP re-fi denied? Want to avoid foreclosure? THE BEST REALTOR IN VENTURA COUNTY CA,If you’re trying to get a Moorpark Loan Modification, you have think like a banker. How you present your finances is the key to success.

You’ve got to show them an income that’s not too high and not too low. If you show them too low an income, they’re going to say “Oh, this guy can’t afford his house payment.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

If we reduce his payment to $800, he won’t even be able to afford it anyway so what’s the point in reducing it? Before, he thought he could pay $1,200 a month. He can’t even pay the $800 a month that’s he’s asking for today. He’s not making enough money, based on our ratios, to be able to afford it.”

Here’s what happens if your income is too high. Let’s say your payment is only $1,000 a month and you’re making $4,000, $5,000, or $6,000 a month. They will say “What’s up with this? This guy’s making a ton of money. Why are we going to reduce his payment?”

So you’ve got to make sure your income and your budget is in that middle range. Look at your recent income history.

Maybe you can pull the most recent month. If it shows the right numbers use it. Or, pull from a longer period, such as the last three months or the last six months worth of income.

You want to be able to demonstrate that you’re making enough money to afford that payment, but not making so much money that they will charge you more. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Ventura County loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Chris B Johnson.

Chris B is a Real Estate Agent at Prudential Califonia Realty.

Phone: 805-208-0823. cjohnson@prucalhomes.com.

Certified HAFA Specialist, Certified Short Sale Specialist

View My homes for sale at www.ChrisBJohnsonRealtor.com.

Chris Johnson specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County short sales. Ventura County Short Sale Realtor Ventura County CA Short Sales. Ventura County Realtor.

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Important Notice

Chris B Johnson, Prudential Califonia Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Chris B’s personal views and do not reflect the views of Prudential Califonia Realty.

This information on Avoid This Mistake When Negotiating A Ventura County Loan Modification is provided as a courtesy to our viewers to help them make informed decisions.

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