Chris B. Johnson Realtor is Certified Distressed Property Expert who Specializing in Short Sale and REO Transactions.

Congress needs to act, or forgiven Moorpark Short Sale Mortgage Debt won’t be forgiven next year.

At the same time that a bright spot has emerged for struggling home owners trying to get a short sale closed — Fannie Mae and Freddie Mac now require shorter short sales from lenders they work with — there’s a … Continue reading →

Worried About Owing Money After A Moorpark Short Sale?

Ventura County CA – We recently received an email from Joy. She was thinking about a short sale, but was worried about a deficiency. Here is a sentence from her email: “We obviously want to get the price as close … Continue reading →

Misconception over Moorpark Short Sales: You Don’t Know If Your Lender Will Want A Deficiency Until We Have Started The Short Sale Process

Ventura County CA – I am about to explain how the different types of loans impacts whether or not you will have a deficiency after you short sale your house. But, I first want to bust the common myth that … Continue reading →

Confusion over Moorpark Short Sales: The Most Common Types Of Loan That Do Not Require A Deficiency

Ventura County CA – OK, let’s talk about the most common types of loans that do not require a deficiency on a short sale. The first common loan type is a Fannie Mae or Freddie Mac loan. I’ll call them … Continue reading →

Will I Owe A Deficiency On A Moorpark Short Sale If I Have An FHA Loan?

Ventura County CA – The next most common type of loan that does not usually have a deficiency is an FHA loan. But, how do you determine whether or not you have an FHA loan? Click here to discover how … Continue reading →

Will I Owe A Deficiency On A Moorpark Short Sale If I Have A VA Loan?

Ventura County CA – Another common type of loan that does not usually have a deficiency is a VA loan. But, how do you determine whether or not you have an VA loan? Click here to discover how other sellers … Continue reading →

One Lender That Is Fun To Work With On Moorpark Short Sales

Ventura County CA – We recently closed another short sale. This short sale lender was so much more fund to work with than most lenders. The loan was owned by Household Finance, which is a division of the international lender … Continue reading →

Why Are Some Moorpark Foreclosures and Short Sales Being Sold With Tenants Still In The Property?

Ventura County CA – A person recently asked me about how the banks foreclose on properties with a tenant living in it. “Why would a bank go to the trouble of a foreclosure if there is already a tenant in … Continue reading →

Will I Owe A Deficiency On A Moorpark Short Sale If I Have A USDA Loan?

Ventura County CA – Another common type of loan that does not usually have a deficiency is a USDA loan. The USDA loan program was created to make it easier for people that lived in rural areas to buy their … Continue reading →

Moorpark Short Sale Deficiencies On “Sliced & Diced Loans?

Ventura County CA – Another common type of loan that does not usually have a deficiency is a “Sliced and Diced” loan. A “Sliced and Diced” loan is a loan that has been securitized along with a bundle of other … Continue reading →

Congress needs to act, or forgiven Moorpark Short Sale Mortgage Debt won’t be forgiven next year.

At the same time that a bright spot has emerged for struggling home owners trying to get a short sale closed — Fannie Mae and Freddie Mac now require shorter short sales from lenders they work with — there’s a … Continue reading →

Worried About Owing Money After A Moorpark Short Sale?

Ventura County CA – We recently received an email from Joy. She was thinking about a short sale, but was worried about a deficiency. Here is a sentence from her email: “We obviously want to get the price as close … Continue reading →
Misconception over Moorpark Short Sales: You Don’t Know If Your Lender Will Want A Deficiency Until We Have Started The Short Sale Process

Ventura County CA – I am about to explain how the different types of loans impacts whether or not you will have a deficiency after you short sale your house. But, I first want to bust the common myth that … Continue reading →

Confusion over Moorpark Short Sales: The Most Common Types Of Loan That Do Not Require A Deficiency

Ventura County CA – OK, let’s talk about the most common types of loans that do not require a deficiency on a short sale. The first common loan type is a Fannie Mae or Freddie Mac loan. I’ll call them … Continue reading →

Will I Owe A Deficiency On A Moorpark Short Sale If I Have An FHA Loan?

Ventura County CA – The next most common type of loan that does not usually have a deficiency is an FHA loan. But, how do you determine whether or not you have an FHA loan? Click here to discover how … Continue reading →

Will I Owe A Deficiency On A Moorpark Short Sale If I Have A VA Loan?

Ventura County CA – Another common type of loan that does not usually have a deficiency is a VA loan. But, how do you determine whether or not you have an VA loan? Click here to discover how other sellers … Continue reading →

One Lender That Is Fun To Work With On Moorpark Short Sales

Ventura County CA – We recently closed another short sale. This short sale lender was so much more fund to work with than most lenders. The loan was owned by Household Finance, which is a division of the international lender … Continue reading →

Why Are Some Moorpark Foreclosures and Short Sales Being Sold With Tenants Still In The Property?

Ventura County CA – A person recently asked me about how the banks foreclose on properties with a tenant living in it. “Why would a bank go to the trouble of a foreclosure if there is already a tenant in … Continue reading →

Will I Owe A Deficiency On A Moorpark Short Sale If I Have A USDA Loan?

Ventura County CA – Another common type of loan that does not usually have a deficiency is a USDA loan. The USDA loan program was created to make it easier for people that lived in rural areas to buy their … Continue reading →

Moorpark Short Sale Deficiencies On “Sliced & Diced Loans?

Ventura County CA – Another common type of loan that does not usually have a deficiency is a “Sliced and Diced” loan. A “Sliced and Diced” loan is a loan that has been securitized along with a bundle of other … Continue reading →

Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
Share

Leave a Reply

Your email address will not be published. Required fields are marked *