Archive for Short Sales

Moorpark Short Sale Specialist Moorpark Short Sale Help #ChrisBJohnsonRealtor

 

Short Sale HELP/Homepage/Moorpark/Simi-Valley/Thousand-Oaks/Camarillo/Ventura-County - CDPE

Short Sale HELP!!                     

Did you know that home prices in our market have gone up over the last year? On average, Ventura County Home values rose over 20% from this time last year. In fact, in many markets nationwide, home prices are near their 2006 peak! Yet many homeowners in our community don’t realize just how much the housing market has improved. How much has your homes values increased?
If you or someone you know are one of the millions of homeowners who were underwater on their mortgage, or have been waiting to sell your home until the market improved, now may be the time to sell!
I have a report that explains why prices keep rising and why your home is probably worth more than you think. You can download the report from my website by clicking here.
Do you know how much your home worth? After reading the report, contact me today for a free market analysis.

Chances are, you or someone you know in the Conejo Valley is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it’s important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Prudential California Realty, I’ve found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I’m offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting themarket, and know that there are options available to you.

If you would like to know more about your options, please call me at (805) 208-0823.

I am here to help … in any way I can.

Chris B Johnson

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Moorpark Short Sale Market Update #ChrisBJohnsonRealtor

Moorpark Listing Updates from Chris B. Johnson  0707150855
Below you will find some listings that you may be interested in. If you like anything you see, don’t hesitate to email or call with your questions.

Chris B Johnson, REALTOR® CDPE, SFR, BPOR, CHS, PSC, CSSN, CDAT

CA BRE 10501699

Office phone: 805.208.0823

Chris B Johnson, REALTOR®                         Your Moorpark Neighborhood Specialists

ChrisHasYourBuyer.Info                               Time To Buy #ChrisBJohnsonRealtor     

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

Thousand Oaks Home Market Trends    Thousand Oaks Condo-TownHome Market Trends

Simi Valley Home Market Trends            Simi Valley Condo-TownHome Market Trends

WestLake Home Market Trends               WestLake Condo-TownHome Market Trends    

Oak Park Home Market Trends                 Oak Park Condo-TownHome Market Trends

Agoura Home Market Trends                     Agoura Condo-TownHome Market Trends

Calabasas Home Market Trends               Calabasas Condo-TownHome Market Trends

Newbury Park Home Market Trends      Newbury Park Condo-TownHome Market Trends

Camarillo Home Market Trends                                Camarillo Condo-TownHome Market Trends

Oxnard Home Market Trends                    Oxnard Condo-TownHome Market Trends       

Port Hueneme Home Market Trends     Port Hueneme Condo TownHome Market Trends

Ventura Home Market Trends                   Ventura Condo-TownHome Market Trends

Santa Paula Home Market Trends            Fillmore Home Market Trends  

Ojai Home Market Trends                           Ojai Condo TownHome Market Trends

Oak View Home Market Trends                Somis Home Market Trends

Somis Home Market Trends                       Moorpark Market Activity Report-ButterCreek Estates

Moorpark Market Activity-Belmont        Moorpark Short Sale Report

Thousand Oaks Market Activity Report-CLU              TO EAST Market Activity Report

Buying a Home This Summer                     Selling Your Home This Summer

Ventura County Trends                                Ventura County Neighborhood Values  and Reports      

First Time Buyers             Selling Your Home          Your Equity Is On The Rise!

Should You Sell This Summer?                  Return Of The Housing Market J

Real Estate Market & Statistical Updates             SEARCH THE MLS FOR HOMES                  

CAR Real Estate Market Forecast 2015  California Economic Forecast        

Luxury Home Specialist                               PluseEconomic Forecast              

ChrisBJohnson@sellventuracountyhomes.com

Website:  http://www.ChrisBJohnsonRealtor.com

www.sellventuracountyhomes.com

http://ChrisBJohnson.housingtrendsenewsletter.com

http://www.linkedin.com/in/chrisbjohnson

http://www.VCNeighborhoodValues.com

SEARCH 1: All Properties for sale in 93020, 93021 – $900,000 to $90,000,000, 0+ Beds, 0+ Baths
13190 RED BIRD Court
Moorpark, CA

4 beds/4 baths

3802 Sq. Ft.

$929,000

ID #215011115 – Listing courtesy of Troop Real Estate Inc.

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9205 HAPPY CAMP Road
Moorpark, CA

0 beds/0 baths

2794374 Sq. Ft.

$1,350,000

ID #15919865 – Listing courtesy of Berkshire Hathaway HomeServices California Properties

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7142 HOGAN Street
Moorpark, CA

4 beds/5 baths

4035 Sq. Ft.

$1,450,000

ID #215011097 – Listing courtesy of Century 21 Rolling Oaks

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Moorpark Short Sale Specialist Homes For Sale In Moorpark

Chris B Johnson, REALTOR®                         Your Moorpark Neighborhood Specialists

ChrisHasYourBuyer.Info                               Time To Buy #ChrisBJohnsonRealtor     

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

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Moorpark Short Sale Specialist Real Estate Market Update #ChrisBJohnsonRealtor

Chris B Johnson, REALTOR®                         Your Moorpark Neighborhood Specialists

Home Values Compared to the Peak… Is Another Bubble Forming? | Simplifying The Market

Home Values Compared to the Peak… Is Another Bubble Forming?

After the housing market bust we experienced across the country in 2008, many experts have been quick to warn that a new bubble may be forming in some areas of the country.

The quickest and easiest way to show how far we’ve come and how far we still need to go in regards to the ‘Peak’ is to share CoreLogic’s Price & Time Since Peak figures, used to create the map below.

Price & Time Since Peak | Keeping Current Matters

Many areas of the country still have a long way to go to be anywhere near the peaks experienced in 2005-2007. Seven states (seen in the darker blue) are currently at their peak.

The biggest challenge facing the housing market’s recovery right now is the lack of inventory available for sale. Prices are determined by supply and demand. Right now buyer demand is out-pacing seller supply, across many price ranges, driving prices up.

Bottom Line

If you are a homeowner debating listing your home for sale this spring/summer, now is the time, let’s get together to discuss your options.

You might also enjoy reading…

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

Thousand Oaks Home Market Trends    Thousand Oaks Condo-TownHome Market Trends

Simi Valley Home Market Trends            Simi Valley Condo-TownHome Market Trends

WestLake Home Market Trends               WestLake Condo-TownHome Market Trends

Newbury Park Home Market Trends      Home Price Forecast

Camarillo Home Market Trends           Camarillo Condo-TownHome Market Trends

Oxnard Home Market Trends                    Oxnard Condo-TownHome Market Trends

Ventura Home Market Trends                   Ventura Condo-TownHome Market Trends

Santa Paula Home Market Trends            Fillmore Home Market Trends

Somis Home Market Trends                       Moorpark Market Activity Report-ButterCreek Estates

Moorpark Market Activity-Belmont        Moorpark Short Sale Report

Buying a Home This Summer                     Selling Your Home This Summer

Ventura County Trends                                Ventura County Neighborhood Values  and Reports      

First Time Buyers             Selling Your Home          Your Equity Is On The Rise!

Real Estate Market & Statistical Updates             SEARCH THE MLS FOR HOMES                  

CAR Real Estate Market Forecast 2015  California Economic Forecast        

Luxury Home Specialist                               PluseEconomic Forecast              

Inflation                              Good To Know                  5 Home Improvement Projects That PAY

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Moorpark Short Sales-What’s for sale in Moorpark??

Moorpark Short Sale Specialist 805.208.0823By Chris B Johnson Realtor,Moorpark Short Sale ,

Thousand Oaks Short Sale,

Simi Valley Short Sale, Moorpark Short Sale ,

Ventura County Short Sale,

Wednesday’s Listing Updates from Chris B. Johnson
Below you will find some listings that you may be interested in. If you like anything you see, don’t hesitate to email or call with your questions.

Chris B Johnson, REALTOR® CDPE, SFR, BPOR, CHS, PSC, CSSN, CDAT

Berkshire Hathaway Homes Services California Realty

CA BRE 10501699

Office phone: 805.208.0823

Email:      cjohnson@BHHSCalHomes.com

ChrisBJohnson@sellventuracountyhomes.com

Website:  http://www.ChrisBJohnsonRealtor.com

www.sellventuracountyhomes.com

http://ChrisBJohnson.housingtrendsenewsletter.com

http://www.linkedin.com/in/chrisbjohnson

http://www.VCNeighborhoodValues.com

 
13624 SILVER OAK Lane Moorpark, CA

4 beds/3 baths

2996 Sq. Ft.

$774,900

ID #214028190 – Chris B. Johnson at Berkshire Hathaway Home Services California Realty.

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13961 BLACK ROCK CIRCLE Moorpark, CA

4 beds/4 baths

2607 Sq. Ft.

$777,990

ID #14780841 – Chris B. Johnson at Berkshire Hathaway Home Services California Realty.

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Moorpark, CA

4 beds/3 baths

2060 Sq. Ft.

$824,900

ID #214031368 – Chris B. Johnson at Berkshire Hathaway Home Services California Realty.

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7816 GRIMES CANYON Road Moorpark, CA

5 beds/4 baths

2915 Sq. Ft.

$1,650,000

ID #214032382 – Chris B. Johnson at Berkshire Hathaway Home Services California Realty.

 

Featured picture for the property 214032291 View Photos

4632 PEPPER MILL Street

Moorpark, CA 93021

$698,500

  • 4
  • 3
  • 2533
  • Active
  • 214032291
First time on the market in over 30 years. This highly upgraded Buttercreek 4 + 2.5 property is located on a large corner lot and has updated texture …
  • 4050 WEEPING WILLOW Drive

    Moorpark, CA 93021

    $678,000

    • 4
    • 3
    • 2186
    • Active
    • 214032326
    Beautifully Landscaped Steeple Hill Home offering Privacy, an Entertainer’s Backyard and NO HOA’S!! Resort Style Pool, Built in BBQ, gas Fire pit, Vie…
  • 11291 TERRACERIDGE Road

    Moorpark, CA 93021

    $659,000

    • 4
    • 3
    • 2096
    • Active
    • 214032316
    Wonderful executive pool home on prime private view lot in Mountain Meadows. 3 BR plus Den/Office/Art Studio. Formal living room with fireplace and d…
     
  • 4049 WEEPING WILLOW Drive

    Moorpark, CA 93021

    $649,900

    • 4
    • 3
    • 2186
    • Active
    • 214032113
    Rare, spacious single story home with open floor plan and NO HOA DUES. Large eat-in kitchen, large adjacent family room, living room with fireplace, …
  • 337 SHASTA Avenue

    Moorpark, CA 93021

    $525,000

    • 5
    • 3
    • 2246
    • Active
    • 214032209
    Fabulous Moorpark House. A Very Large and Well Maintained Family Home With Added On Separate Quarters With Private Entrance With Kitchenette, Living R…
  • 4485 SUGAR MAPLE Court

    Moorpark, CA 93021

    $515,000

    • 3
    • 2
    • 1481
    • Active
    • 214032193
    Private Nature Lover’s Sanctuary, single story, cul-de-sac location. This is a wonderful First Time Homebuyers Home. This property boasts an open fl…

     CARETS
  • 6843 SPERRYVILLE Lane

    Moorpark, CA 93021

    $515,000

    • 3
    • 3
    • 1816
    • Active
    • 314031360
    Located on a quiet street in the exclusive Waverly place community is this two story 3 bedroom, 2 1/4 bath home. The floor plan flows seamlessly betw…

     CARETS
     
  • 13004 East MESA VERDE Drive

    Moorpark, CA 93021

    $505,000

    • 3
    • 2
    • 1439
    • Active
    • 214032101
    Desirable Parkview Estates home! Enter into a private gated courtyard to see this 3 bedroom, single-story, open floor plan with vaulted ceiling throu…

    Berkshire Hathaway HomeServices California Properties
    CARETS
    2014-09-14 1pm-4pm
  • 6851 SPERRYVILLE Lane

    Moorpark, CA 93021

    $465,000

    • 3
    • 3
    • 1432
    • Active
    • 214032423
    Located in the Waverly Place community of the Moorpark Highlands. This town home backs up to open space providing more privacy and sunlight. Back yard…
    Listing
More Photos

Looking for help? I can help you get your Single Point Of Contact, obtain a Loan Modification or Short Sale your property and get back on your feet.

 

Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.


When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823.


Discover how other sellers successfully completed a short sale and request a free consultation by
clicking here.


Thinking about a loan modification? Our Moorpark loan modification kit has the instructions you will need to get a loan modification approved with your bank.
Click here to request a copy.

This message was sent on behalf of Chris B. Johnson at Berkshire Hathaway Home Services California Realty. Some of the information in this email is copyrighted by the local Multiple Listing Service.

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Moorpark Short Sale Specialist-Moorpark Market Updates

By Chris B Johnson Realtor,  Moorpark Short Sale Map-  Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- Ventura County Short Sale,  If you would like periodic updates on what is going on in Your Neighborhood or the Ventura County Real Estate Market, Click on the 
07/27/2014
Simi Valley Short Sale-HyperLocal Real Estate Market Update   By Chris B Johnson Realtor, Simi Valley Short Sale Map, Thousand Oaks Short Sale Map, Moorpark Short Sale Map- Ventura County Short Sale,   Many Ventura CountyHomes Appreciated by over 16% Last Year. If you’re thinking of selling, you
07/27/2014
Thousand Oaks Short Sale-HyperLocal Market Update By Chris B Johnson Realtor, Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- Ventura County Short Sale,   Many Ventura County Homes Appreciated by over 16% Last Year. If you’re thinking of selling, yours may have
07/27/2014
  By Chris B Johnson Realtor,  Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- Ventura County Short Sale, Why Do Over 2/3’s Of All Chapter 13 Bankruptcy’s Fail?  By Robert Weed, Esq. We know a lot–including knowing enough to avoid Chapter 13 unless there’s some
07/26/2014
By Chris B Johnson Realtor,  Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- Ventura County Short Sale,  Though the housing market is recovering nicely, it is not doing quite as well as some analysts had predicted. There has been no shortage of excuses offered a
07/26/2014
By Chris B Johnson Realtor, Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map- Ventura County Short Sale,  New reports are revealing that the number of months’ inventory of existing homes available for sale is increasing. Some of these sellers are moving up, some a
07/16/2014
By Chris B Johnson Realtor,   Ventura County Short Sale, The Market Action Index has been trending down lately, while inventory is climbing. These trends imply a weakening market. The median list price in NEWBURY PARK, CA this week is $851,950. Market conditions have been consistently cooling in 
07/13/2014
By Chris B Johnson Realtor,   Thousand Oaks Short Sale Map, Simi Valley Short Sale Map, Moorpark Short Sale Map-Ventura County Short Sale, The Camarillo Short Sale Market Action Index has been trending down lately, while inventory and days-on-market are climbing. The trends imply a weakening mar
07/13/2014
Thousand Oaks Real Estate-HyperLocal Short Sale Update   By Chris B Johnson Realtor, Google+. The Thousand Oaks Short Sale Markethas been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If t
07/13/2014
    By Chris B Johnson Realtor, The Simi Valley Short Sale Market seems to have paused around its high point. The market has been cooling over time and prices have recently flattened. Despite the consistent decrease in Market Action Index (MAI), we’re in a Seller’s Market (where significant dema
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How To Contact Congress About Your Moorpark Short Sale Or Loan Mod Taking Too Long To Be Approved

Choose Moorpark’s Top Listing Realtor with Prudential California Realty. Chris is Moorpark’s Short Sale Certified Distressed Property Expert With a full time staff dedicated to Moorpark Short Sale Negotiations. THE BEST REALTOR SERVING MOORPARK CA http://bit.ly/14WW3B0

Chris B. Johnson Realtor is real estate professional who Specializing in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator and Certified Pre-Foreclosure Specialist.

Moorpark Short Sale HELP!! – A lot of people think that it is normal to wait 6-8 months for an answer on a short sale or loan modification.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Bank of America, Chase, and several other lenders need to improve their response times. But, they won’t do it without some prodding.

They have the resources available to make the changes. Bank of America, Wells Fargo, JP Morgan Chase, and Citigroup are all currently profitable.

We can get them to improve their process and response times on loan modifications and short sales. It will take a lot of pressure and lobbying. So, help us out here.

Here is the link to get all the fax numbers for congress. Frustrated about your loan mod? Aggravated with your short sale? Send everyone in congress a fax about it. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Ventura County loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Chris B Johnson.

Chris B is a Real Estate Agent at Prudential Califonia Realty.

Phone: 805-208-0823. cjohnson@prucalhomes.com.

Certified HAFA Specialist, Certified Short Sale Specialist

View My homes for sale at www.ChrisBJohnsonRealtor.com.

Chris Johnson specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County short sales. Ventura County Short Sale Realtor Ventura County CA Short Sales. Ventura County Realtor.

Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Chris B Johnson, Prudential Califonia Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Chris’s personal views and do not reflect the views of Prudential California Realty.

This information on How To Contact Congress About Your Ventura County Short Sale Or Loan Mod Taking Too Long To Be Approved is provided as a courtesy to our viewers to help them make informed decisions.

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Moorpark Short Sale Help: Why Is My Bank Taking So Long To Approve Our Offer?

Your Ventura County Certified Short Sale Specialist. Loan Modification Denied? HARP re-fi denied? Want to avoid foreclosure? THE BEST REALTOR IN VENTURA COUNTY CA,

Certified HAFA Specialist, Certified Short Sale Specialist, Certified Distressed Property Expert

Moorpark Short Sale Help – The Stop Foreclosure Institute recently received a question from Cathy. Here was her question.

“I am trying to buy a house that is a short sale. It has been 4 months and we have heard nothing. The agent did mention that they are now on the 2nd negotiator and still haven’t heard from the negotiator.

I am getting very frustrated. Is there anything I can do on my end to try to push the process along, or is it all up to the agents? Cathy.”

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

Here was our answer to Cathy. Cathy, short sales can take a long time. But, usually the longest they should take is 3-4 months.

If the short sale hasn’t been approved by the end of 4 months, then it probably won’t be approved by the end of 12 months. I remember reading an article online about why the short sale process takes 9-12 months.

The author just broke each part down and justified why the entire process should take that long. I don’t think the author knew what he was talking about.

The Stop Foreclosure Institute has been able to get short sales approved as fast as 1 month. Most have been approved before the end of 3 months.

You mentioned that the agent “still hasn’t heard from the negotiator.” Did they ever think of maybe trying to contact the negotiator? It’s their job to help the seller sell their house and avoid foreclosure.

Calling the negotiator is part of the job. If I was you, I would find another short sale where the listing agent is experienced with short sales and doesn’t wait for the negotiators to call them. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Ventura County loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Chris B Johnson.

Chris B is a Real Estate Agent at Prudential Califonia Realty.

Phone: 805-208-0823. cjohnson@prucalhomes.com.

Certified HAFA Specialist, Certified Short Sale Specialist

View My homes for sale at www.ChrisBJohnsonRealtor.com.

Chris Johnson specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County short sales. Ventura County Short Sale Realtor Ventura County CA Short Sales. Ventura County Realtor. Find out what your home is worth here:

Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Chris B Johnson, Prudential Califonia Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Chris B’s personal views and do not reflect the views of Prudential Califonia Realty.

This information on Ventura County Short Sales: Why Is The Bank Taking So Long To Accept My Offer? is provided as a courtesy to our viewers to help them make informed decisions.

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Moorpark Loan Mod Help: How To Gain The Upper Hand In Negotiations By Showing Your Lender How Much They Will Lose If They Don’t Approve Your Loan Mod

Your Ventura County Certified Short Sale Specialist. Loan Modification Denied? HARP re-fi denied? Want to avoid foreclosure? THE BEST REALTOR IN VENTURA COUNTY CA,

Loan Modification Denied? HARP re-fi denied? Want to avoid foreclosure?

Moorpark Loan Modification Help – The Big Banks often reject borrower’s loan modifications requests, only to lose more money when they sell the home after foreclosure. Here is how to prove the loss to them.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

When you request your free loan modification guide, you will have the option of also receiving a property valuation. This is called a BPO (short for Broker’s Price Opinion), and it is a real estate agent’s opinion of the value of a property.

Lenders use BPOs to determine a property’s value for short sale processing. Find out what you can pay the lender as a monthly payment. Then, find out the mortgage amount that equals that payment.

For example, $1,200 a month will pay off a $211,346 mortgage over 30 years. $2,000 will pay off a $352,243 mortgage. $3,500 will pay off a $616,426 mortgage. $600 will pay off a $105,673 mortgage.

The lender should approve your loan mod if the payment you propose will pay off a mortgage amount that is more than the property value.

It is in their best interest because it will reduce their losses. In fact, lenders usually only net around 80-85% of a property’s value after foreclosure.

This is why lenders were only willing to lend up to 85% of a property’s value historically. So use this to your advantage. Keep reminding the loan modification negotiator of these facts.

And hold the negotiator accountable if they reject your loan mod and lose even more money as a result. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at cjohnson@prucalhomes.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 805-208-0823

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Ventura County loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Chris B Johnson.

Chris B is a Real Estate Agent at Prudential Califonia Realty.

Phone: 805-208-0823. cjohnson@prucalhomes.com.

Certified HAFA Specialist, Certified Short Sale Specialist

View My homes for sale at www.ChrisBJohnsonRealtor.com.

Chris Johnson specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County short sales. Ventura County Short Sale Realtor Ventura County CA Short Sales. Ventura County Realtor.

Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Chris B Johnson, Prudential Califonia Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Chris B’s personal views and do not reflect the views of Prudential California Realty.

This information on Moorpark Loan Mod Help: How To Gain The Upper Hand In Negotiations By Showing Your Lender How Much They Will Lose If They Don’t Approve Your Loan Mod is provided as a courtesy to our viewers to help them make informed decisions.

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