Archive for Short Sales

Existing Moorpark Home Sales Cooling Off This Summer #TimetoBuy #ChrisBJohnsonRealtor

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Real Estate Agent with Allison James Elite CA. BRE 01501699

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell ahome. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give eachfamily the time, attention and energy they deserve……

Existing Home Sales Cooling Off This Summer [INFOGRAPHIC] | MyKCM

Some Highlights:

  • According to the National Association of Realtors’ latest Existing Home Sales Report, sales in June were down 2.2% from last year.
  • Inventory of homes for sale showed a modest improvement of 0.5% over last year’s figures, but still remains under the 6-month supply needed for a normal market.
  • NAR’s Chief Economist Lawrence Yun had this to say: “There continues to be a mismatch since the spring between the growing level of homebuyer demand in most of the country in relation to the actual pace of home sales, which are declining. The root cause is without a doubt the severe housing shortage that is not releasing its grip on the nation’s housing market.”

About Me

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Chris B. Johnson is a REALTOR® who Specializes in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Default Advocate and Certified Pre-Foreclosure Specialist. With a full time staff dedicated to short sale negotiations and transactions, we have been successful with (almost) every short sale to date.  LinkedIn Pro    UpNest    What’s Your Home Worth?

 

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.

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Moorpark Short Sale Specialist Americans STILL Rank Real Estate Best Investment for 5 Years Running! #MoorparkShortSaleSpecialist

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Real Estate Agent with Allison James Elite CA. BRE 01501699
https://activerain.com/droplet/5dwC

#TimeToSell #ChrisBJohnsonRealtor #SellersPayZEROCommission #ListYourHome&PayNoCommission#BetterThanFSBO

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell ahome. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give eachfamily the time, attention and energy they deserve….

Americans Rank Real Estate Best Investment for 5 Years Running! [INFOGRAPHIC] | MyKCM

Some Highlights:

  • Real estate has outranked stocks/mutual funds, gold, savings accounts/CDs, and bonds as the best long-term investment among Americans for the last 5 years!
  • The generations agree! Real estate is the best investment!
  • Generation X leads the way with 37% believing in real estate as the top investment.

About Me

My photo

Chris B. Johnson is a REALTOR® who Specializes in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Default Advocate and Certified Pre-Foreclosure Specialist. With a full time staff dedicated to short sale negotiations and transactions, we have been successful with (almost) every short sale to date.  LinkedIn Pro    UpNest    What’s Your Home Worth?

 

 

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.

Xome Super Seller on Biteable.

 

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#TimeToBuy #ChrisBJohnsonRealtor Moorpark Homes Are More Affordable Today than 1985-2000

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Real Estate Agent with Allison James Elite CA. BRE 01501699

#TimeToSell #ChrisBJohnsonRealtor #SellersPayZEROCommission #ListYourHome&PayNoCommission#BetterThanFSBO

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell ahome. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give each family the time, attention and energy they deserve….

Homes More Affordable Today than 1985-2000 | MyKCM

Rising home prices have many concerned that the average family will no longer be able to afford the most precious piece of the American Dream – their own home.

However, it is not just the price of a home that determines its affordability. The monthly cost of a home is determined by the price and the interest rate on the mortgage used to purchase it.

Today, mortgage interest rates stand at about 4.5%. The average annual mortgage interest rate from 1985 to 2000 was almost double that number, at 8.92%. When comparing affordability of homeownership over the decades, we must also realize that incomes have increased.

This is why most indexes use the percentage of median income required to make monthly mortgage payments on a typical home as the point of comparison.

Zillow recently released a report comparing home affordability over the decades using this formula. The report revealed that, though homes are less affordable this year than last year, they are more affordable today (17.1%) than they were between 1985-2000 (21%). Additionally, homes are more affordable now than at the peak of the housing bubble in 2006 (25.4%). Here is a chart of these findings:

Homes More Affordable Today than 1985-2000 | MyKCM

What will happen when mortgage interest rates rise?

Most experts think that the mortgage interest rate will increase to about 5% by year’s end. How will that impact affordability? Zillow also covered this in their report:

Homes More Affordable Today than 1985-2000 | MyKCM

Rates would need to approach 6% before homes became less affordable than they had been historically.

Bottom Line

Though homes are less affordable today than they were last year, they are still a great purchase while interest rates are below the 6% mark.

About Me

My photo

Chris B. Johnson is a REALTOR® who Specializes in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Default Advocate and Certified Pre-Foreclosure Specialist. With a full time staff dedicated to short sale negotiations and transactions, we have been successful with (almost) every short sale to date.  LinkedIn Pro    UpNest    What’s Your Home Worth?

 

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Keeping Current Matters, Inc. does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Keeping Current Matters, Inc. will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.

 

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#TimeToSell #ChrisBJohnsonRealtor Moorpark Homeowners Feeling ‘Stuck in Place’? You Aren’t Alone… And There’s Hope!

Feeling ‘Stuck in Place’? You Aren’t Alone… And There’s Hope!

Feeling ‘Stuck in Place’? You Aren’t Alone… And There’s Hope! | MyKCM

Whether you are a renter who is searching for your dream home or a homeowner who feels like your only option is to renovate, you have at least one thing in common: feeling stuck in place.

According to data from the National Association of Realtors’ Profile of Home Buyers & Sellers, the average amount of time that a family stays in their home remained at 10 years in 2017. This mark ties the highest marks set in 2014 and 2016. Back in 1985, when data was first collected on this subject, homeowners stayed in their homes for an average of only 5 years.

There are many reasons why homeowners have decided to stay and not to sell. A recent Wall Street Journal article had this to say,

“Americans aren’t moving in part because inventory levels have fallen near multidecade lows and home prices have risen to records. Many homeowners are choosing to stay and renovate, in turn making it more difficult for renters to enter the market.” 

Sam Khater, Deputy Chief Economist for CoreLogic, equated the lack of inventory to “not having enough oil in your car and your gears slowly [coming] to a grind.”

Historically, a normal market (in which prices increase at the rate of inflation) requires a 6-7 month supply of inventory. There hasn’t been that much supply since August of 2012! Over the course of the last 12 months, inventory has hovered between a 3.5 to 4.4-month supply, meaning that prices have increased and buyers are still out in force!

Challenges in the new-home construction market have “helped create a bottleneck in the market in which owners of starter homes aren’t trading up to newly built homes, which tend to be pricier, in turn creating a squeeze for millennial renters looking to get into the market.”

“Economists said baby boomers also aren’t in a hurry to trade in the dream homes they moved into in middle age for condominiums or senior living communities because many are staying healthy longer or want to remain near their children.”

So, what can you do if you feel stuck & want to move on?

Don’t give up! If you are looking to move-up to an existing luxury home, there are deals to be had in the higher-priced markets. Demand is strong in the starter and trade-up home markets which means that your house will sell quickly. Let’s work together to build in contingencies that allow you more time to find your dream home; the right buyer will wait.

 

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THIS WEEK’S Ventura County MORTGAGE RATE TREND IS DOWN #TimeToBuy 

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Real Estate Agent with Allison James Elite CA. BRE 01501699

#TimeToBuy #ChrisBJohnsonRealtor

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sellhome. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give each family the time, attention and energy they deserve. I would also lose touch with my past clients and would not be available to help where needed. I take pride in working personally and individually with each of my clients. Once you are my client, you will work me from the beginning to the end of the transaction. When you call, you will get me directly, not my assistant or secretary. I have been a financial and real estate consultant for the past 30 years and have specialized in loan loss mitigation, short sale negotiation and REO marketing since 2005. I know how to negotiate contracts and navigate through the most difficult transactions. I am a member of, and Certified by the National Association of Realtors as a Short Sale and Foreclosure Resource, and Broker Price Opinion Resource. I am a Member of, and Certified by the California Association of Realtors as a Certified Home Affordable Foreclosure Alternative Specialist. I am a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Pre-Foreclosure Specialist and Certified Default Advocate. For more please go to my LinkedIn Profile. Thank You!! And I look forward to hearing from you!

Weekly Mortgage Rate Update

The two big economic reports this week were released on Friday. Investors placed more weight on tame inflation data than on strong retail sales figures, causing mortgage rates to improve. Wednesday’sminutes from the September 20 Fed meeting contained little new information and the reaction was small. As a result, mortgage rates ended the week a little lower.

THIS WEEK’S RATE TREND IS DOWN

This is intended to be informational to the real estate industry only and is not to be used with respect to an individual consumer who may be seeking mortgage credit, as certain information is not included, such as the APR.  Rates are subject to change. Above rates are based on a 75% LTV, owner occupied, purchase, 740 credit score and zero origination points.  Rates vary by situation so please call for a personalized rate quote.

Thank you for considering me for your mortgage needs. I appreciate the opportunity to earn your business.

WORK PHONE: 

805.577.9105
EMAIL: 

cherylh@broadviewmortgage.com
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#TimeToSell #ChrisBJohnsonRealtor Things You Don’t Want to Hear from Your Moorpark Listing Agent

Tuesday, October 3, 2017

Things You Don’t Want to Hear from Your Ventura County

Things You Don’t Want to Hear from Your Ventura County Listing Agent #TimeToSell #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtorYou’ve decided to sell your house. You begin to interview potential real estate agents to help you through the process. Yo

Monday, October 2, 2017

Which Ventura County Homes Have Increased the Most in V

Which Ventura County Homes Have Increased the Most in Value: #TimeToSell #ChrisBJohnsonRealtorHome values have risen dramatically over the last twelve months. The latest Existing Home Sales Report from the National A

Thursday, September 28, 2017

Thinking of Selling your Ventura County Home? Competiti

Thinking of Selling your Ventura County Home? Competition Is Coming #TimeToSell #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your

Tuesday, September 26, 2017

Is 2018 Looking Really Good for Ventura County Housing?

Is 2018 Looking Really Good for Ventura County Housing #TimeToBuy #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtor Click On The Picture Above For The StoryYour home is probably the biggest asset you own. This is why you should hire

Your BEST CHOICE FOR A REALTOR SERVING VENTURA COUNTY

Your BEST CHOICE FOR A REALTOR SERVING VENTURA COUNTY: #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your

Friday, September 22, 2017

Lack of Existing Home Inventory Slows Sales Heading int

Lack of Existing Home Inventory Slows Sales Heading into Fall #TimeToSell #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your

Wednesday, September 20, 2017

More Americans Say Now is a Good Time to Sell! #TimeToS

More Americans Say Now is a Good Time to Sell! #TimeToSell #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your

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More Than Half of All Moorpark Home Buyers Are Surprised by Closing Costs #TimeToBuy #ChrisBJohnsonRealtor

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Real Estate Agent with Allison James Elite CA. BRE 01501699

#TimeToSell #ChrisBJohnsonRealtor 

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell ahome.

More Than Half of All Buyers Are Surprised by Closing Costs | MyKCM

According to a survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage.

After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were required at all, while another 35% were stunned by how much higher the fees were than expected.

“Homebuyers reported being most surprised by mortgage insurance, followed by bank fees and points, taxes, title insurance and appraisal fees.”

Bankrate.com gathered closing cost data from lenders in every state and Washington, D.C. in order to share the average costs in each state. The map below was created using the closing costs on a $200,000 mortgage with a 20% down payment.

More Than Half of All Buyers Are Surprised by Closing Costs | MyKCM

Keep in mind that if you are in the market for a home above this price range, your costs could be significantly greater. According to Freddie Mac,

“Closing costs are typically between 2 and 5% of your purchase price.”

Bottom Line

Speak with your lender and agent early and often to determine how much you’ll be responsible for at closing. Finding out that you’ll need to come up with thousands of dollars right before closing is not a surprise anyone is ever looking forward to.

 

 

Friday, September 22, 2017

Lack of Existing Home Inventory Slows Sales Heading int

Lack of Existing Home Inventory Slows Sales Heading into Fall #TimeToSell #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your
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#MoorparkShortSaleSpecialist Want to Keep up with the Joneses? Now’s the #TimeToSell

Chris B Johnson Realtor, Ventura County Short Sale Specialist, Certified REO Bank Owned Realtor

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Real Estate Agent – Allison James Elite – CA. BRE 01501699
Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. Call Me.

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Is it Too Late to Short Sell My Home??
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Moorpark Short Sale Specialist Moorpark Short Sale Help #ChrisBJohnsonRealtor

 

Short Sale HELP/Homepage/Moorpark/Simi-Valley/Thousand-Oaks/Camarillo/Ventura-County - CDPE

Short Sale HELP!!                     

Did you know that home prices in our market have gone up over the last year? On average, Ventura County Home values rose over 20% from this time last year. In fact, in many markets nationwide, home prices are near their 2006 peak! Yet many homeowners in our community don’t realize just how much the housing market has improved. How much has your homes values increased?
If you or someone you know are one of the millions of homeowners who were underwater on their mortgage, or have been waiting to sell your home until the market improved, now may be the time to sell!
I have a report that explains why prices keep rising and why your home is probably worth more than you think. You can download the report from my website by clicking here.
Do you know how much your home worth? After reading the report, contact me today for a free market analysis.

Chances are, you or someone you know in the Conejo Valley is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it’s important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Prudential California Realty, I’ve found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I’m offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting themarket, and know that there are options available to you.

If you would like to know more about your options, please call me at (805) 208-0823.

I am here to help … in any way I can.

Chris B Johnson

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Moorpark Short Sale Market Update #ChrisBJohnsonRealtor

Moorpark Listing Updates from Chris B. Johnson  0707150855
Below you will find some listings that you may be interested in. If you like anything you see, don’t hesitate to email or call with your questions.

Chris B Johnson, REALTOR® CDPE, SFR, BPOR, CHS, PSC, CSSN, CDAT

CA BRE 10501699

Office phone: 805.208.0823

Chris B Johnson, REALTOR®                         Your Moorpark Neighborhood Specialists

ChrisHasYourBuyer.Info                               Time To Buy #ChrisBJohnsonRealtor     

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

Thousand Oaks Home Market Trends    Thousand Oaks Condo-TownHome Market Trends

Simi Valley Home Market Trends            Simi Valley Condo-TownHome Market Trends

WestLake Home Market Trends               WestLake Condo-TownHome Market Trends    

Oak Park Home Market Trends                 Oak Park Condo-TownHome Market Trends

Agoura Home Market Trends                     Agoura Condo-TownHome Market Trends

Calabasas Home Market Trends               Calabasas Condo-TownHome Market Trends

Newbury Park Home Market Trends      Newbury Park Condo-TownHome Market Trends

Camarillo Home Market Trends                                Camarillo Condo-TownHome Market Trends

Oxnard Home Market Trends                    Oxnard Condo-TownHome Market Trends       

Port Hueneme Home Market Trends     Port Hueneme Condo TownHome Market Trends

Ventura Home Market Trends                   Ventura Condo-TownHome Market Trends

Santa Paula Home Market Trends            Fillmore Home Market Trends  

Ojai Home Market Trends                           Ojai Condo TownHome Market Trends

Oak View Home Market Trends                Somis Home Market Trends

Somis Home Market Trends                       Moorpark Market Activity Report-ButterCreek Estates

Moorpark Market Activity-Belmont        Moorpark Short Sale Report

Thousand Oaks Market Activity Report-CLU              TO EAST Market Activity Report

Buying a Home This Summer                     Selling Your Home This Summer

Ventura County Trends                                Ventura County Neighborhood Values  and Reports      

First Time Buyers             Selling Your Home          Your Equity Is On The Rise!

Should You Sell This Summer?                  Return Of The Housing Market J

Real Estate Market & Statistical Updates             SEARCH THE MLS FOR HOMES                  

CAR Real Estate Market Forecast 2015  California Economic Forecast        

Luxury Home Specialist                               PluseEconomic Forecast              

ChrisBJohnson@sellventuracountyhomes.com

Website:  http://www.ChrisBJohnsonRealtor.com

www.sellventuracountyhomes.com

http://ChrisBJohnson.housingtrendsenewsletter.com

http://www.linkedin.com/in/chrisbjohnson

http://www.VCNeighborhoodValues.com

SEARCH 1: All Properties for sale in 93020, 93021 – $900,000 to $90,000,000, 0+ Beds, 0+ Baths
13190 RED BIRD Court
Moorpark, CA

4 beds/4 baths

3802 Sq. Ft.

$929,000

ID #215011115 – Listing courtesy of Troop Real Estate Inc.

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9205 HAPPY CAMP Road
Moorpark, CA

0 beds/0 baths

2794374 Sq. Ft.

$1,350,000

ID #15919865 – Listing courtesy of Berkshire Hathaway HomeServices California Properties

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7142 HOGAN Street
Moorpark, CA

4 beds/5 baths

4035 Sq. Ft.

$1,450,000

ID #215011097 – Listing courtesy of Century 21 Rolling Oaks

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