Moorpark Short Sale Specialist

Need a Second Chance - CDPE

Rising Home Prices Restoring Equity

If you or someone you know is being weighed down by an unmanageable mortgage, the key to getting through is educating yourself on the options.

Unfortunately, there is so much information (and misinformation) out there that telling the myth from the reality can be difficult. I’ve created a free report designed to help you distinguish between the fact and fiction and it is available for you to download right here on this website.
Download it, read it, and take the first step in finding a solution that is right for you. Then, contact me for a free, confidential consultation.
I look forward to hearing from you!!

Prior to 2007, short sales were NOT very appealing to home owners in hardship due to the fact that the borrower could be liable to pay taxes on any money forgiven by their lender.  The Mortgage Forgiveness Debt Relief Act came to be law on December 20th, 2007.  This important act was great news and gave most home owners in hardship the chance to sell their property as a short sale, and NOT be have to pay income taxes on the money forgiven them by their lender.

Unfortunately, this act is set to expire in just a few months at the end of 2012.  Unless it is miraculously extended here at the 11th hour, home owners who do a short sale next year may be liable to pay taxes on the money forgiven them by their lender.  If you or any friends or family owe more than the value of your property and have been interested in doing a short sale, this may be your last chance.  Considering the fact that short sales take several months to process and close, it is important to take action now.

 Get your Free Report for All Your Options HERE: Is Time Running Out?

Recently, people all over the Ventura County have been dealing with financial hardships. Loss of employment and poor mortgages are increasing among other things. Sadly, over one out of every three home owners’ debt dominates over the value of the home or feels obligated to dish out money that they do not have in order to close if having to sell their property. In some areas of the country, one out of every five home owners is delinquent in their mortgage payments. If you have found yourself in a situation where you have no choice but to sell your property, you are not alone. As a short sale specialist who is well experienced in getting homeowners out of your situation, I am here to inform you about all of the options at hand for you and offer you assistance at no cost. With my help, you can save your credit, dodge a California foreclosure and be off to a new start.

What exactly is a Moorpark “short sale” in Real Estate?

The term short sale is used to explain a transaction that often happens in real estate when a lender makes the decision to take a lower pay off amount on a loan rather than what is owed to their property. When a California short sale transaction takes place, the borrower will owe more on their loans and liens than what their property is worth at its current market value. Furthermore, a lender will usually only agree to a Ventura County Short Sale when the borrower can provide evidence that they are in some type of hardship.

How do I qualify for a California short sale?

Since lenders have become more permissive in recent times, there typically are three qualifications required for a Ventura County short sale. Financial hardship such as: loss of employment or income, divorce or separation, relocation or job transfer, property in need of repairs without resources to make repairs, major sickness and medical expenses, death of a family member, vacant rental properties, etc. The proceeds of the sale of the property, after all closing costs are paid, are less than the amount currently owed on the home. And lastly, Financial Insolvency (no other major assets).

What are the benefits to a Moorpark CA short sale?

A major beneficial aspect to short selling your home is that it will usually bounce back within two years, which will admit you the time to pay off old debt and establish your credit once again and qualify for loans. Your credit history will simply read “settled in full” or “paid as negotiated” it will not represent “short sale”. A short sale is not an actual item on your credit so it will usually not affect any future employment whereas a  Moorpark foreclosure keeps its title while potentially turning away employers, or even sacrificing your current job title. Whenever a California homeowner is potentially facing a foreclosure, it is best to ensure that all research is done and professionals are reached. In the event of choosing a short sale, a Moorpark short sale specialist is the correct answer to your worries. A qualified and highly trained short sale Realtor will guide you through the steps of the Ventura County short sale process while handling all negotiations on your behalf.

Can my current Moorpark short sale Realtor® help me?

SITEAREA Short Sale RealtorYou will need to examine a question like this carefully. Short sales are specifically designed to be under management by experienced short sale Realtors who have many short sales completed under their belt and the evidence to show it. There may be short sale Realtors who claim that they themselves can take on a Moorpark short sale, but it’s very critical to examine their proofs to those claims. It would be devastating to start a short sale only to witness rejection simply because of an incompetent Realtor who boasted of having the ability to bring you to a successful completion of your short sale. As you are looking for a Ventura County short sale specialist, make sure you have a list of questions you would like them to answer and be sure you feel completely comfortable with them. It is important to have proper training; however, I do believe there is no substitute for experience. A weekend training course does not make somebody an expert in short sales. I am a short sale specialist and can offer you no cost assistance to guide you in the short sale process.

Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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Moorpark Short Sale VS Moorpark Loan Modification

SITEAREA Short Sale RealtorThere is no doubt that many distressed Moorpark homeowners are contemplating on the options of short sale vs. loan modification. For some, the big issue is that they are unaware if their property will qualify for a Moorpark short sale or mortgage modification. The main issue is that some homeowners fail to get the services of short sale specialists who can provide them with proper information to make an educated decision. No doubt that the choice of short sale vs. loan modification can have different consequences depending on how you want to handle your current financial condition. However, it is important to note that there are some distinct advantages presented by a short sale as compared to California loan modifications in various financial aspects. Let us examine the multiple effects of both transactions on your financial condition.

1. Difference of the transactions.

One of the best ways to distinguish which is best for your condition, it is important to see the difference between them. In general, the California short sale transaction occurs when the homeowner owes more than what the property is worth in the current real estate market. This type of transaction requires the assistance of a local California real estate agent or short sale specialist to negotiate with the lender and cautiously assess offers from legitimate buyers. It also permits the homeowner to settle financial obligations for relatively less of what they owe. Mortgage modification on the other hand is similar to refinancing, but it is not considered as a new loan. Essentially, what the homeowner is asking is that the lender modify the terms of the existing mortgage by altering the interest rate to something inferior, reducing monthly payments, or extending the payment terms among others. Unlike refinancing, loan modification will not be based on current credit score. Compared to a short sale, the amount owed will not be paid off with the property.

2. Credit report implications.

There is no question that both California short sales and loan modification transactions will have substantial impact on the credit report of the borrower. The short sale transaction will particularly indicate that the financial obligation has been paid in full based on the agreement with the lender but not based on the original terms. Loan modification on the other hand will explicitly state that the loan has been modified based on the request of the buyer and not as originally agreed upon. Moreover, the short sale will be reflected as a settlement of all major delinquencies. In some cases this is more favorable for the homeowner depending on his current needs and financial situation. Based on credit report implications of short sale vs. loan modification, short sale transactions would appear to be more favorable.SITEAREA Short Sale Realtor

3. Documentation requirements.

It should be comprehended that both short sale and loan modification transactions are reasonable ways to avoid a Moorpark foreclosure. The main dissimilarity is that the short sale will grant you the ability to walk away from your home and basically owe nothing to the lender. With loan modification, you keep your home, but have to contend with monthly fees and interest rates. In terms of approval time, both can take substantial time to get approved or rejected, which can be considerably frustrating. With regards to documentation requirements of short sale vs. loan modification, they basically have the same. The borrower has to produce a hardship letter to give account for the reason for the transaction request. The last two paycheck stubs will be mandatory for income verification along with the previous two years of tax returns. The 1099 or W2 forms will also be required by the lender as well as the financial statement of the borrower. The main difference is that the short sale transaction will receive a documentation of an offer to purchase from interested parties.

4. Saving your home.

Many California homeowners forget that saving your home does not necessarily mean keeping it for yourself. It can also mean abstaining from foreclosure in California and having the bank removing it from them leaving them with nothing but more debt. A short sale transaction therefore should be initiated before foreclosure proceedings are started. It should be requested from the current lender or a new qualified FHA lender. Typically 120 days or less is needed for the completion of the process. With loan modification, it is extremely critical to note that there will be no reduction on the principal amount owed. This means that your debt can substantially increase despite keeping your home. The amortization is likewise usually redone along with a lower interest rate in most cases. Depending on the negotiations, the interest rate can be fixed for a particular period. Since loan modifications are ideal when borrowers are behind payments, they are viewed mostly as temporary solutions to update on payments. However, the current and immediate financial future of the borrower should be closely examined.

SITEAREA Short Sale Realtor5. Make a decision.

For California homeowners, it is critical to apprehend that they have to decide on short sale vs. loan modification. This is because banks normally do not open two files simultaneously. Meaning that they have to either file for a short sale transaction or a loan modification. Only one of these options can be seriously pursued and should be supported by a competent local real estate agent or company. In making the decision, the homeowner has to choose on settling the outstanding debt or attempting to get updated on payments. Since for majority of homeowners the root problem is that they no longer have the financial capacity to continue with monthly payments regardless of how low the interest rate, short sales become the best option for them. In this case, the services of Moorpark short sale specialists with solid a background on closings should be sought out.

Without question, California many homeowners would opt for a new start than gamble on the possibility of waiting for their financial condition to improve. Getting out from underwater can be challenging if not immediately addressed. When it comes to short sale vs. loan modification, if the value of the property is significantly lower than what is owed, then a short sale might be the best option. Contact a California short sale specialist and acquire more information about a short sale versus a loan modification and which option best fits your hardship!

Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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#TimeToBuy #ChrisBJohnsonRealtor #MoorparkShortSaleSpecialist Number 1 Realtor in Moopark*, Top Five Realtor’s in Ventura County*, *AR Best Real Estate Agent, Luxury Home Specialist, Find Bank Owned REO Homes, Short Sale Specialist, Ventura County Homes for Sale, Your BEST CHOICE FOR A REALTOR IN VENTURA COUNTY CA, Moving-Up to a Ventura County Luxury Home? Now’s the #TimeToBuy!

Chris B Johnson Realtor, Ventura County Short Sale Specialist, Certified REO Bank Owned Realtor

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By 

Real Estate Agent – Allison James Elite – CA. BRE 01501699
Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. Call Me.

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Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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THIS WEEK’S Ventura County MORTGAGE RATE TREND IS DOWN #TimeToBuy 

BY 

Real Estate Agent with Allison James Elite CA. BRE 01501699

#TimeToBuy #ChrisBJohnsonRealtor

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sellhome. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give each family the time, attention and energy they deserve. I would also lose touch with my past clients and would not be available to help where needed. I take pride in working personally and individually with each of my clients. Once you are my client, you will work me from the beginning to the end of the transaction. When you call, you will get me directly, not my assistant or secretary. I have been a financial and real estate consultant for the past 30 years and have specialized in loan loss mitigation, short sale negotiation and REO marketing since 2005. I know how to negotiate contracts and navigate through the most difficult transactions. I am a member of, and Certified by the National Association of Realtors as a Short Sale and Foreclosure Resource, and Broker Price Opinion Resource. I am a Member of, and Certified by the California Association of Realtors as a Certified Home Affordable Foreclosure Alternative Specialist. I am a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Pre-Foreclosure Specialist and Certified Default Advocate. For more please go to my LinkedIn Profile. Thank You!! And I look forward to hearing from you!

Weekly Mortgage Rate Update

The two big economic reports this week were released on Friday. Investors placed more weight on tame inflation data than on strong retail sales figures, causing mortgage rates to improve. Wednesday’sminutes from the September 20 Fed meeting contained little new information and the reaction was small. As a result, mortgage rates ended the week a little lower.

THIS WEEK’S RATE TREND IS DOWN

This is intended to be informational to the real estate industry only and is not to be used with respect to an individual consumer who may be seeking mortgage credit, as certain information is not included, such as the APR.  Rates are subject to change. Above rates are based on a 75% LTV, owner occupied, purchase, 740 credit score and zero origination points.  Rates vary by situation so please call for a personalized rate quote.

Thank you for considering me for your mortgage needs. I appreciate the opportunity to earn your business.

WORK PHONE: 

805.577.9105
EMAIL: 

cherylh@broadviewmortgage.com
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Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
Share

Chris B Johnson Realtor, Moorpark Short Sale Specialist, Certified REO Bank Owned Realtor

By 

Real Estate Agent – Allison James Elite – CA. BRE 01501699
Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. Call Me.

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Is it Too Late to Short Sell My Home??
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Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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#TimeToSell #ChrisBJohnsonRealtor Things You Don’t Want to Hear from Your Moorpark Listing Agent

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Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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NAR Predicts Fewer Sales in 2018 #TimeToSell #ChrisBJohnsonRealtor

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#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. Some Highlights: The Cost of Waiting to B
09/30/2017
¿Pensando en vender su casa? la competencia viene  28 28UTC septiembre 28UTC 2017  For Sellers, Move-Up Buyers   El número de permisos expedidos para la construcción de viviendas unifamiliares es el mejor indicador de cuantas casas recién construidas se harán durante los próximos meses. Según el
09/28/2017
#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. The number of building permits issued for
09/28/2017
 #TimeToSell #ChrisBJohnsonRealtor    Click On The Picture Above For The StoryYour home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a hom
09/26/2017
Más de la mitad de los compradores fueron sorprendidos por los gastos de cierre  26 26UTC septiembre 26UTC 2017  First Time Home Buyers, For Buyers, Move-Up Buyers   Según una encuesta realizada por ClosingCorp, más de la mitad de los compradores de casa fueron sorprendidos por los gastos de cie
09/26/2017
#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. According to a survey conducted by Closin
09/26/2017
  Algunos aspectos destacados: La Asociación nacional de Realtors (NAR por sus siglas en inglés) recientemente publicó su último Informe de las ventas de las casas ya existentes. Los compradores por primera vez conformaron el 31 % de todas las ventas en agosto. Las casas se están vendiendo rápid
09/22/2017
#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. Some Highlights: The National Association
09/22/2017
Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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#TimeToSell #ChrisBJohnsonRealtor Thinking of Selling your Moorpark Home? Competition is Coming

#TimeToSell #ChrisBJohnsonRealtor 

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell ahome.

Thinking of Selling your Home? Competition is Coming | MyKCM

The number of building permits issued for single-family homes is the best indicator of how many newly built homes will rise over the next few months. According to the latest U.S. Census Bureau and U.S. Department of Housing & Urban DevelopmentResidential Sales Report, the number of these permits were up 7.7% over last year.

How will this impact buyers?

More inventory means more options. Danielle Hale, Realtor.com’s Chief Economistexplained this is good news for the housing market – especially for those looking to buy:

“It’s not spectacular construction growth, but it’s slow and steady in the right direction. Eventually, the pickup in single-family home construction will mean [buyers] will have more options. Especially with the limited number of sales right now, more options are really needed.”

How will this impact sellers?

More inventory means more competition. Today, because of the tremendous lack of inventory, a seller can expect:

  1. A great price on their home as buyers outbid each other for it
  2. A quick sale as buyers have so little to choose from
  3. Fewer hassles as buyers don’t want to “rock the boat” on the deal

With an increase in competition, the seller may not enjoy these same benefits. As Hale said:

“As new construction continues to increase, home shoppers will eventually have more [choices] and a bit more time to make purchase decisions compared to today’s quick-moving housing market.”

Bottom Line

If you are considering the sale of your home, it might make sense to beat this new construction competition to the market.

 

 

Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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More Than Half of All Moorpark Home Buyers Are Surprised by Closing Costs #TimeToBuy #ChrisBJohnsonRealtor

BY 

Real Estate Agent with Allison James Elite CA. BRE 01501699

#TimeToSell #ChrisBJohnsonRealtor 

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell ahome.

More Than Half of All Buyers Are Surprised by Closing Costs | MyKCM

According to a survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage.

After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were required at all, while another 35% were stunned by how much higher the fees were than expected.

“Homebuyers reported being most surprised by mortgage insurance, followed by bank fees and points, taxes, title insurance and appraisal fees.”

Bankrate.com gathered closing cost data from lenders in every state and Washington, D.C. in order to share the average costs in each state. The map below was created using the closing costs on a $200,000 mortgage with a 20% down payment.

More Than Half of All Buyers Are Surprised by Closing Costs | MyKCM

Keep in mind that if you are in the market for a home above this price range, your costs could be significantly greater. According to Freddie Mac,

“Closing costs are typically between 2 and 5% of your purchase price.”

Bottom Line

Speak with your lender and agent early and often to determine how much you’ll be responsible for at closing. Finding out that you’ll need to come up with thousands of dollars right before closing is not a surprise anyone is ever looking forward to.

 

 

Friday, September 22, 2017

Lack of Existing Home Inventory Slows Sales Heading int

Lack of Existing Home Inventory Slows Sales Heading into Fall #TimeToSell #ChrisBJohnsonRealtor: #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your
Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
Share

Is a Moorpark Housing Correction Coming or Not? #TimeToSell

 #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. I am NOT interested in Selling 100 or 20
09/20/2017
Se espera que las ventas de casas aumenten favorablemente en 2018  19 19UTC septiembre 19UTC 2017  For Sellers, Move-Up Buyers    Freddie Mac, Fannie Mae, y la Asociación de banqueros hipotecarios (BMA por sus siglas en inglés), todos están proyectando que las ventas de las casas van a aumentar 
09/19/2017
#ChrisBJohnsonRealtor  Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. Freddie Mac, Fannie Mae, and The Mortgage Bankers As
09/19/2017
            Click on the Light Bulb!!  #TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. I 
09/18/2017
#TimeToSell #ChrisBJohnsonRealtor Your home is probably the biggest asset you own. This is why you should hire a professional to guide you through all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sell a home. 5 razones para vender este otoño  18 18UT
09/18/2017
Here are five reasons listing your home for sale this fall makes sense. 1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing, an
09/18/2017
14,904 casas se vendieron ayer… ¿se vendió la suya?  04 04UTC septiembre 04UTC 2017  For Sellers, Move-Up Buyers, Pricing   Hay algunos propietarios de casas que han estado esperando pacientemente para obtener el precio que ellos esperaban, cuando pusieron su casa para la venta originalmente. Al
09/17/2017
There are some homeowners who are patiently waiting to get the price they hoped for when they originally listed their houses for sale. Something these homeowners might want to take into consideration is the fact that if their homes haven’t sold yet, maybe they’re not priced properly. After all, 
09/17/2017
  Algunos aspectos destacados “La mayoría de los ‘millennials’ dijeron que ellos consideran el ser propietarios de una vivienda más sensato que alquilar tanto por razones financieras como de estilo de vida – incluyendo el control del espacio vital, flexibilidad en las decisiones futuras, privaci
09/15/2017
Some Highlights: “The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.” The top reason millennials ch
09/15/2017
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Chris B Johnson, REALTOR®Quality Not Quantity #ChrisBJohnsonRealtor (Allison James Elite)

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Is it Too Late to Short Sell My Home??
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Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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5 Reasons to Sell Your Ventura County Home This Fall #TimeToSell

BY 

Real Estate Agent with Allison James Elite CA. BRE 01501699
5 Reasons to Sell This Fall | MyKCM

Here are five reasons listing your home for sale this fall makes sense.

1. Demand Is Strong

The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home.

Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now

Housing inventory is still under the 6-month supply that is needed for a normal housing market.

This means that, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market. This is good news for homeowners who have gained equity as their home values have increased. However, additional inventory could be coming to the market soon.

Historically, the average number of years a homeowner stayed in their home was six, but that number has jumped to an average of almost nine years since 2008. There is a pent-up desire for many homeowners to move, as they were unable to sell over the last few years because of a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move.

The choices buyers have will continue to increase. Don’t wait until this other inventory comes to market before you decide to sell.

3. The Process Will Be Quicker

Today’s competitive environment has forced buyers to do all they can to stand out from the crowd, including getting pre-approved for their mortgage financing. This makes the entire selling process much faster and much simpler as buyers know exactly what they can afford before home shopping. According to Ellie Mae’s latest Origination Insights Report, the time to close a loan has dropped to 43 days, after seeing a 12-month high of 48 days in January.

4. There Will Never Be a Better Time to Move Up

If your next move will be into a premium or luxury home, now is the time to move-up! The inventory of homes for sale at these higher price ranges has forced these markets into a buyer’s market. This means that if you are planning on selling a starter or trade-up home, your home will sell quickly AND you’ll be able to find a premium home to call your own!

Prices are projected to appreciate by 5.0% over the next year according to CoreLogic. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

5. It’s Time to Move on With Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.

That is what is truly important.

 

 

#TimeToSell #ChrisBJohnsonRealtor

Your home is probably the biggest asset you own. This is why you should hire a professional to guide youthrough all your real estate transactions. My goal is to help 24 to 28 families each year either buy or sellhome. I am NOT interested in Selling 100 or 200 homes a year because I would not be able to give each family the time, attention and energy they deserve. I would also lose touch with my past clients and would not be available to help where needed. I take pride in working personally and individually with each of my clients. Once you are my client, you will work me from the beginning to the end of the transaction. When you call, you will get me directly, not my assistant or secretary. I have been a financial and real estate consultant for the past 30 years and have specialized in loan loss mitigation, short sale negotiation and REO marketing since 2005. I know how to negotiate contracts and navigate through the most difficult transactions. I am a member of, and Certified by the National Association of Realtors as a Short Sale and Foreclosure Resource, and Broker Price Opinion Resource. I am a Member of, and Certified by the California Association of Realtors as a Certified Home Affordable Foreclosure Alternative Specialist. I am a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Pre-Foreclosure Specialist and Certified Default Advocate. For more please go to my LinkedIn Profile. Thank You!! And I look forward to hearing from you!

Chris B is a Real Estate agent at Prudential California Realty (License No. 01501699), covering the greater Moorpark area.
Phone: 805-208-0823
Email Us
short sale agent in Moorpark

short sale agent in Moorpark    Moorpark short sale realtor    short sale specialist in Moorpark

Helping Moorpark home owners avoid foreclosure with a short sale.
Chris B Johnson specializes in short sales in Moorpark .I am your Moorpark Short Sale Specialist Realtor and Moorpark loan modification and distressed property expert. This article and content is for general informational purposes and may not be accurate. This should not be taken as legal advice, technical or tax advice under any circumstance. Seek legal advise and representation in all legal matters.
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